{"id":17473,"date":"2023-01-31T05:54:23","date_gmt":"2023-01-31T05:54:23","guid":{"rendered":"http:\/\/www.zameen.com\/blog\/?p=17473"},"modified":"2023-01-31T05:59:26","modified_gmt":"2023-01-31T05:59:26","slug":"a-step-by-step-guide-to-selling-your-property","status":"publish","type":"post","link":"https:\/\/www.zameen.com\/blog\/a-step-by-step-guide-to-selling-your-property.html","title":{"rendered":"How to Sell Property in Pakistan: A Step-By-Step Guide"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>IN THIS POST<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"#Preliminary-research\">Preliminary research<\/a><\/li>\n\n\n\n<li><a href=\"#Agent's-commission\">Agent&#8217;s commission<\/a><\/li>\n\n\n\n<li><a href=\"#Token-money\">Token money<\/a><\/li>\n\n\n\n<li><a href=\"#Initial-deposit\">Initial deposit<\/a><\/li>\n\n\n\n<li><a href=\"#No-demand-Certificate\">No-Demand Certificate (NDC)<\/a><\/li>\n\n\n\n<li><a href=\"#Taxes\">Taxes<\/a><\/li>\n\n\n\n<li><a href=\"#Transfer-letter\">Transfer letter<\/a><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Selling property is always easier than buying \u2013 or so it seems. Property sellers usually do not have to pay different kinds of taxes and visit multiple clients because interested parties, more often than not, come to them. However, this does not mean the process is simple. It may be more straightforward than purchasing, but it is certainly no easy feat. In this piece, we will be covering everything there is to know about how to sell property in Pakistan.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"How-to-Sell-Property-in-Pakistan\"><b>How to Sell Property in Pakistan<\/b><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"640\" src=\"https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2019\/06\/B2-21-1024x640.jpg\" alt=\"Selling property in Pakistan\" class=\"wp-image-124124\" srcset=\"https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2019\/06\/B2-21-1024x640.jpg 1024w, https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2019\/06\/B2-21-300x188.jpg 300w, https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2019\/06\/B2-21-768x480.jpg 768w, https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2019\/06\/B2-21-640x400.jpg 640w, https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2019\/06\/B2-21-368x230.jpg 368w, https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2019\/06\/B2-21.jpg 1440w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Selling a property in Pakistan is relatively easier than buying it<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">The property selling process in Pakistan is somewhat the same across all housing societies, with minor prerequisites set by individual developers. The question most people ask is how to transfer property ownership in Pakistan. The transfer process takes place in the office of the city\u2019s land development authority. For projects that belong to private and registered developers, the transfer takes place in their office.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">There are a few things to keep in mind when you are selling property in Pakistan. Let us explore all of them one by one in greater detail.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Preliminary-research\"><strong>Preliminary research and finding an agent<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">When you decide to put your house on the market, it is advisable to explore the market rate of the property on your own instead of depending on the agent. Knowing the worth of your property in the market will help you set the right price. This practice is beneficial for both the buyer and seller. When you make up your mind about selling your property, do a counter-check from other sources to get accurate market rates. This part requires a lot of effort on your part, but it pays off in the long run.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">After you are well aware of the market value of your property, you should find a real estate agent. As much as you are tempted to sell your property without involving the agent, <\/span><a href=\"https:\/\/www.zameen.com\/blog\/tips-finding-best-real-estate-agent.html\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400\">finding the right agent<\/span><\/a><span style=\"font-weight: 400\"> is the key to striking a profitable deal. It is also one of the fastest ways to sell your property in Pakistan. <\/span>It <span style=\"font-weight: 400\">saves you from the trouble of going through all the processes on your own as the real estate agent will handle the painstaking processes himself.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Alternatively, you can learn how to sell property online in Pakistan <\/span>and advertise your house<span style=\"font-weight: 400\"> on <a href=\"https:\/\/www.zameen.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Zameen.com<\/a><\/span>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Agent's-commission\"><strong>Agent\u2019s commission<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Agents work on a commission basis, which is usually one percent. At times, they are willing to adjust the commission percentage according to the rate at which a deal is closed, but this is rare. Either way, you should sit down with the agent and finalise the commission percentage, as well as when it will be paid, beforehand.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">In most cases, the commission is paid when you receive the full payment. Sometimes, it is decided mutually that a certain percentage of commission will be given to the agent once the buyer pays the initial deposit (<\/span><i><span style=\"font-weight: 400\">bayana<\/span><\/i><span style=\"font-weight: 400\">). Just make sure all these terms are discussed well in advance to avoid complications.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Token Money<\/strong><\/h3>\n\n\n<div class=\"wp-block-image wp-image-59919 size-full\">\n<figure class=\"aligncenter\"><img loading=\"lazy\" decoding=\"async\" width=\"1440\" height=\"900\" src=\"https:\/\/www.zameen.com\/blog\/wp-content\/uploads\/2016\/04\/image-1-39.jpg\" alt=\"Ways to sell your property in Pakistan\" class=\"wp-image-59919\" srcset=\"https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2016\/04\/image-1-39.jpg 1440w, https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2016\/04\/image-1-39-300x188.jpg 300w, https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2016\/04\/image-1-39-768x480.jpg 768w, https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2016\/04\/image-1-39-1024x640.jpg 1024w, https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2016\/04\/image-1-39-640x400.jpg 640w\" sizes=\"auto, (max-width: 1440px) 100vw, 1440px\" \/><figcaption class=\"wp-element-caption\">You need to pay token money when selling your property<\/figcaption><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">There are a few stages of selling your house. Once you find the right buyer, he has to give you token money. This is an amount that shows the buyer\u2019s intent in purchasing the property. In a way, it also reserves that property for the payer. Once the token money is paid, you can give the prospective buyer a photocopy of the property\u2019s original documents for verification purposes.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Here\u2019s how this works: If the land falls in the jurisdiction of the land development authority, you have to submit an application requesting a visit to get these documents verified for the buyer. In turn, officials of the land authority will ask you and the buyer to visit on a certain day. On that day, in your presence, the buyer will be shown the records that authenticate the property.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you are not sure about the terms <a href=\"https:\/\/www.zameen.com\/blog\/all-you-need-to-know-about-the-token-and-the-bayana.html\" target=\"_blank\" rel=\"noopener noreferrer\">Token and Bayana<\/a>, you can check out our blog which covers all the details about both of these terms.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Initial Deposit<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">When you sell property in Pakistan, remember you have to pay the initial deposit. Once the documents are verified, the buyer pays a certain amount of money as an initial deposit, widely known as the <\/span><i><span style=\"font-weight: 400\">bayana.&nbsp;<\/span><\/i><span style=\"font-weight: 400\">Usually, the deposit is 25% of the property\u2019s selling price. The stamp paper is also signed at this stage, with conditions set through mutual consent. The stamp paper clarifies the time period in which the buyer will make the remaining payment and also the penalties will be defined if he fails to do so.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">If you change your mind about letting go of this property after receiving\u00a0<\/span><i><span style=\"font-weight: 400\">bayana,\u00a0<\/span><\/i><span style=\"font-weight: 400\">you are bound by law to return double the\u00a0<\/span><i><span style=\"font-weight: 400\">bayana\u00a0<\/span><\/i><span style=\"font-weight: 400\">amount as a penalty. This, too, is mentioned on the stamp paper.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>No-Demand Certificate (NDC)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The next step in our guide on how to sell property in Pakistan is applying for the No-Demand Certificate (NDC) before the date of the final payment.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">The transfer of property is simply not possible without this certificate, which is obtained from the private housing society\u2019s office or from the city\u2019s land development authority, depending on where your house or land is located.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">This document certifies that you don\u2019t owe any dues. It also includes information about taxes applicable to both the buyer and the seller, as well as the transfer fee and stamp duty. There is a certain charge associated with applying for an NDC, which is different for different developers. Once you receive your NDC, make sure you give a copy to the buyer.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Taxes<\/strong><\/h3>\n\n\n<div class=\"wp-block-image wp-image-60621 size-full\">\n<figure class=\"aligncenter\"><img loading=\"lazy\" decoding=\"async\" width=\"1440\" height=\"900\" src=\"https:\/\/www.zameen.com\/blog\/wp-content\/uploads\/2019\/06\/image-2-29.jpg\" alt=\"Property Tax calculator\" class=\"wp-image-60621\" srcset=\"https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2019\/06\/image-2-29.jpg 1440w, https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2019\/06\/image-2-29-300x188.jpg 300w, https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2019\/06\/image-2-29-768x480.jpg 768w, https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2019\/06\/image-2-29-1024x640.jpg 1024w, https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2019\/06\/image-2-29-640x400.jpg 640w\" sizes=\"auto, (max-width: 1440px) 100vw, 1440px\" \/><figcaption class=\"wp-element-caption\">You can calculate your taxes using a tax calculator<\/figcaption><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Being a property seller you should know everything about <a href=\"https:\/\/www.zameen.com\/blog\/everything-you-need-to-know-about-taxes-on-property-in-pakistan.html\" target=\"_blank\" rel=\"noopener noreferrer\">property taxes in Pakistan<\/a>. Sellers are required to pay the CGT (Capital Gain Tax), which is 1% of the property value for the tax filer and 2% for the non-filer. The CGT is applied on properties that are sold within two years from their purchase date. This tax payment has to be submitted to the office of the housing society or the land development authority. <\/span>On the other hand, the buyer has to pay the following charges before the property can be handed over.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Transfer fee<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Stamp duty<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>CVT<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>TMA Tax <\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Transfer-letter\"><strong>Transfer letter<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The <a href=\"https:\/\/www.zameen.com\/blog\/a-guide-on-selling-and-transferring-property-in-pakistan.html\" target=\"_blank\" rel=\"noreferrer noopener\">property transfer procedure in Pakistan<\/a> is considered very important, therefore the presence of both the buyers and sellers is very crucial.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">The two parties visit the respective office on a particular day and the buyer hands over the payment in the form of a pay order, after which the officer transfers the property to his or her name and issues a letter detailing this transaction. <\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Both parties then see the local registrar of the property, where the seller acknowledges amidst witnesses, and the buyer, that he has sold the property on mutually agreed terms. The registrar then asks the land development authority to make necessary changes and transfers the title of the property to the seller.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">And then your property is no longer yours. The pay order is often transferred into your account within a couple of days. Make sure to keep a check on your bank while the payment is pending. Remember, constant vigilance is of vital importance while dealing with property. <\/span><a href=\"https:\/\/www.zameen.com\/blog\/most-common-property-frauds-need-avoid.html\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400\">Real estate scams<\/span><\/a><span style=\"font-weight: 400\"> are, unfortunately, common, but we can help you out with that as well.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This brings us to the end of our guide on how to sell property in Pakistan. If you have any questions or comments, please feel free to get in touch with us at <a href=\"mailto:blog@zameen.com\" target=\"_blank\" rel=\"noreferrer noopener\">blog@zameen.com<\/a>. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">To learn more about selling property in Pakistan, stay connected to Zameen Blog \u2014 the <\/span><a href=\"http:\/\/zameen.com\/blog\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400\">best property blog in Pakistan<\/span><\/a><span style=\"font-weight: 400\">.<\/span> <\/p>\n","protected":false},"excerpt":{"rendered":"<p>From conducting preliminary research to obtaining the transfer letter, here is your complete guide on how to sell property in Pakistan.<\/p>\n","protected":false},"author":84,"featured_media":59552,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[11054],"tags":[2314,26141,25884,3045,25885,26143,26142],"persona":[],"class_list":["post-17473","post","type-post","status-publish","format-standard","has-post-thumbnail","category-real-estate-trends","tag-details-property-selling-process-of-pakistan","tag-find-an-agent","tag-guide-to-sell-your-property","tag-real-estate-trends","tag-steps-involved-in-selling-property","tag-taxes-in-pakistan","tag-transfer-letter","cat-11054-id"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How to Sell Property in Pakistan: A Complete Guide | Zameen Blog<\/title>\n<meta name=\"description\" content=\"In this blog post, you can read all about how to sell property in Pakistan, 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writes for a positive change. She believes that words hold immense power! She bears an entrepreneurial spirit. In her free time, she motivates women to follow their dreams."}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.zameen.com\/blog\/wp-json\/wp\/v2\/posts\/17473","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.zameen.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.zameen.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.zameen.com\/blog\/wp-json\/wp\/v2\/users\/84"}],"replies":[{"embeddable":true,"href":"https:\/\/www.zameen.com\/blog\/wp-json\/wp\/v2\/comments?post=17473"}],"version-history":[{"count":36,"href":"https:\/\/www.zameen.com\/blog\/wp-json\/wp\/v2\/posts\/17473\/revisions"}],"predecessor-version":[{"id":124139,"href":"https:\/\/www.zameen.com\/blog\/wp-json\/wp\/v2\/posts\/17473\/revisions\/124139"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.zameen.com\/blog\/wp-json\/wp\/v2\/media\/59552"}],"wp:attachment":[{"href":"https:\/\/www.zameen.com\/blog\/wp-json\/wp\/v2\/media?parent=17473"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.zameen.com\/blog\/wp-json\/wp\/v2\/categories?post=17473"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.zameen.com\/blog\/wp-json\/wp\/v2\/tags?post=17473"},{"taxonomy":"persona","embeddable":true,"href":"https:\/\/www.zameen.com\/blog\/wp-json\/wp\/v2\/persona?post=17473"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}