{"id":99441,"date":"2020-09-20T04:30:46","date_gmt":"2020-09-20T04:30:46","guid":{"rendered":"https:\/\/www.zameen.com\/blog\/?p=99441"},"modified":"2020-09-18T05:58:21","modified_gmt":"2020-09-18T05:58:21","slug":"tips-buying-property-installment","status":"publish","type":"post","link":"https:\/\/www.zameen.com\/blog\/tips-buying-property-installment.html","title":{"rendered":"Things to Know Before Purchasing a Property on an Installment Basis"},"content":{"rendered":"\n<p><strong><em>In This Post:<\/em><\/strong><br>&#8211; <a href=\"#Do-Thorough-Research\">Research Thoroughly<\/a><br>&#8211; <a href=\"#Pick-a-Suitable-Location-\">Select Location Carefully<\/a><br>&#8211; <a href=\"#Check-for-Any-Legal-Issues\">Check for Legalities<\/a><br>&#8211; <a href=\"#Check-for-Updates\">Stay Updated<\/a><br>&#8211; <a href=\"#Follow-the-Rules\">Follow the Rules<\/a><\/p>\n\n\n\n<p>Property investment is considered one of the <a href=\"https:\/\/www.zameen.com\/blog\/best-investment-opportunities-pakistan.html\" target=\"_blank\" rel=\"noreferrer noopener\">best small-scale investment opportunities in Pakistan<\/a>. The availability of different types of property options with easy payment plans these days further adds to the affordability factor of real estate investment in Pakistan. So, if you\u2019re also looking to buy a property on an installment basis and don\u2019t exactly know how to go about the process, we\u2019re here to help. In this blog, we are going to give you some useful tips for buying property on installment plans in Pakistan.&nbsp;<\/p>\n\n\n\n<p>So, without further ado, let&#8217;s get started!&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Best Tips for Buying Property on Installment Plans<\/h2>\n\n\n\n<p>Here\u2019s an important checklist for you if you\u2019re interested in purchasing a property on an installment basis:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Do Thorough Research<\/li><li>Pick a Suitable Location<\/li><li>Check For Any Legal Issues<\/li><li>Check for Ballot Updates and Other Announcements<\/li><li>Play by the Rules<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Do-Thorough-Research\">Do Thorough Research<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"640\" src=\"https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2019\/04\/5-1-1024x640.jpg\" alt=\"do a thorough research when making property investment on installment plans\" class=\"wp-image-53936\" srcset=\"https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2019\/04\/5-1-1024x640.jpg 1024w, https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2019\/04\/5-1-300x188.jpg 300w, https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2019\/04\/5-1-768x480.jpg 768w, https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2019\/04\/5-1-640x400.jpg 640w, https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2019\/04\/5-1.jpg 1440w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption>Try to invest in a property that is well-connected with major road links<\/figcaption><\/figure>\n\n\n\n<p>One of the very basic steps to invest in property in Pakistan on an installment basis is to do thorough research. Start with taking a look at your local property market and average price trends for the type of property you&#8217;re interested in buying. It is one of the key tips on how to buy property on installment plans.&nbsp;<\/p>\n\n\n\n<p>Having an idea of the property rates in the local market is very important if you want to keep yourself from overspending when buying a home on an installment plan. To take a look at the top-performing and most popular up-and-coming property projects around Pakistan, navigate to <a href=\"https:\/\/www.zameen.com\/new-projects\/\" target=\"_blank\" rel=\"noreferrer noopener\">Zameen&#8217;s &#8216;New Projects&#8217; section<\/a>.&nbsp;<\/p>\n\n\n\n<p>Most of the latest property projects in Pakistan come with attractive payment plans. Compare the available options within your budget. Consider your preferred property type and facilities and weigh them accordingly. All these are important steps to take before investing in property on installment plans.&nbsp;<\/p>\n\n\n\n<p>If we talk more about the living facilities that are usually offered in the modern-day housing and apartment projects, the most common features in this regard include 24\/7 utility supplies, security and well-connected location. If you are buying a flat on an installment basis, you&#8217;ll find out whether the apartment project you have chosen offers elevators with power backup or not. This becomes more important if you have chosen an apartment on any of the upper floors of the building.&nbsp;<\/p>\n\n\n\n<p>Some other features of real estate projects in Pakistan nowadays include indoor recreation activities and parking facilities. Location is also a big factor to consider when buying a property in Pakistan on an installment basis. We&#8217;ll learn more about it further in our blog.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Pick-a-Suitable-Location-\">Pick a Suitable Location&nbsp;<\/h2>\n\n\n\n<p>Picking a location is a very crucial step of the process of buying property on installment plans in Pakistan. Your chosen property may not always tick all the checkboxes but location is something that can&#8217;t be ignored. So, make sure the property you&#8217;re buying on installment plans is well-located and conveniently linked with all the major roads in the area.&nbsp;<\/p>\n\n\n\n<p>To learn more about the location of your property, you can make use of &#8216;<a rel=\"noreferrer noopener\" href=\"https:\/\/www.zameen.com\/plotfinder\/\" data-type=\"URL\" data-id=\"https:\/\/www.zameen.com\/plotfinder\/\" target=\"_blank\">Plot Finder<\/a>&#8216;. It is an advanced tool, which has been recently launched by Zameen.com. It is based on cutting-edge mapping technology that can conveniently show you the exact location of your desired property from Zameen&#8217;s listings and its surrounding areas.&nbsp;<\/p>\n\n\n\n<p>No matter how attractive a payment plan of a property project is, you should not go for investing in it if its location doesn&#8217;t suit you. Locations may impact your living and overall property value, which is why it is one of the key things to consider when buying a home on an installment plan in Pakistan.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Check-for-Any-Legal-Issues\">Check for Any Legal Issues<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"640\" src=\"https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2019\/04\/image-4-83-1024x640.jpg\" alt=\"Check for Any Legal Issues\" class=\"wp-image-54771\" srcset=\"https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2019\/04\/image-4-83-1024x640.jpg 1024w, https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2019\/04\/image-4-83-300x188.jpg 300w, https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2019\/04\/image-4-83-768x480.jpg 768w, https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2019\/04\/image-4-83-640x400.jpg 640w, https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2019\/04\/image-4-83.jpg 1440w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption>Make sure the property project you&#8217;re investing in doesn&#8217;t have any legality issues<\/figcaption><\/figure>\n\n\n\n<p>In the last few years, we have seen large-scale anti-encroachment operations against illegal housing schemes and apartment projects across the country. This is why you should be aware of the fact that whenever you buy property on installment plans, don&#8217;t forget to run background checks on it to find out about its legal status.&nbsp;<\/p>\n\n\n\n<p>We have written a piece detailing the <a rel=\"noreferrer noopener\" href=\"https:\/\/www.zameen.com\/blog\/the-lda-checklist-for-investors-in-private-housing-schemes.html\" target=\"_blank\">Lahore Development Authority (LDA) checklist for property investors<\/a> for safe and secure property investment in the City of Gardens. It will give you an idea of how strict authorities can be in terms of illegal housing schemes. So, be very sure that there are no legal issues with your chosen property and then go ahead with your investment. You may also like taking a look at our blog post discussing the <a rel=\"noreferrer noopener\" href=\"https:\/\/www.zameen.com\/blog\/most-common-property-frauds-need-avoid.html\" target=\"_blank\">most common property scams in Pakistan<\/a> and ways to avoid them.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Check-for-Updates\">Check for Ballot Updates and Other Announcements<\/h2>\n\n\n\n<p>One of the important things to consider when buying property on installment plans is that you need to keep yourself up-to-date with updates regarding the project you have invested in. In the light of common market practices, ballots for real estate projects are held after every few months. This is when investors of such projects are also usually given privileges like special waivers and offers.&nbsp;<\/p>\n\n\n\n<p>You may also get updates about the handing over and possession of your desired real estate project through such events. It is something that you don&#8217;t want to miss so it is better to keep a close eye on the progress of your desired property projects in Pakistan.<\/p>\n\n\n\n<p>You can subscribe to <a href=\"https:\/\/www.zameen.com\/news\" target=\"_blank\" rel=\"noreferrer noopener\">Zameen News<\/a>. This portal can regularly update you with all the latest developments in the property market of Pakistan. Checking for updates and announcements is another very useful tip on how to buy property on installment plans in Pakistan.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Follow-the-Rules\">Play By the Rules&nbsp;<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"640\" src=\"https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2019\/10\/image-4-17-1024x640.jpg\" alt=\"Strictly adhere to the rules for smooth property transactions on installment\" class=\"wp-image-70406\" srcset=\"https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2019\/10\/image-4-17-1024x640.jpg 1024w, https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2019\/10\/image-4-17-300x188.jpg 300w, https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2019\/10\/image-4-17-768x480.jpg 768w, https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2019\/10\/image-4-17-640x400.jpg 640w, https:\/\/cdn-blog.zameen.com\/blog\/wp-content\/uploads\/2019\/10\/image-4-17.jpg 1440w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption>Make sure to keep a documented record of every transaction<\/figcaption><\/figure>\n\n\n\n<p>To make a successful property investment in Pakistan on an installment basis, you should strictly adhere to the rules and guidelines. Try to get in touch with the project developers and visit their office in person to get everything in the form of documents as a record. Just to be on the safe side, you should have a receipt of every payment you make. Keeping a record of everything is one of the best tips to buy property on installment plans in Pakistan.&nbsp;<\/p>\n\n\n\n<p>The down payment is usually around 10-15 percent of the total property value, which you need to pay once. Afterwards, you may either have to pay monthly, quarterly or biannually, depending on your price plan. Make sure you are paying by the rules and aren&#8217;t missing your payment deadlines to build a good reputation as a property investor.<\/p>\n\n\n\n<p>These were some of the most useful tips to buy property on installment plans in Pakistan. We hope it will help you make a smart decision in this regard. In case you have any questions or feedback regarding this blog post, feel free to write to us at <a href=\"mailto:blog@zameen.com\" target=\"_blank\" rel=\"noreferrer noopener\">blog@zameen.com<\/a>.&nbsp;<\/p>\n\n\n\n<p>Since you are here reading about real estate investment in Pakistan, we have also listed some of our other blog posts that may interest you. Take a look!&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.zameen.com\/blog\/the-basics-of-real-estate-investing-in-pakistan.html\" target=\"_blank\" rel=\"noreferrer noopener\">Basics of Real Estate Investment in Pakistan<\/a><\/li><li><a href=\"https:\/\/www.zameen.com\/blog\/reasons-invest-real-estate.html\" target=\"_blank\" rel=\"noreferrer noopener\">Top Reasons to Invest in Property Market<\/a><\/li><li><a href=\"https:\/\/www.zameen.com\/blog\/top-mistakes-first-time-home-buyers-make.html\" target=\"_blank\" rel=\"noreferrer noopener\">Mistakes To Avoid As a First-time Home Buyer<\/a><\/li><li><a href=\"https:\/\/www.zameen.com\/blog\/everything-you-need-to-know-about-taxes-on-property-in-pakistan.html\" target=\"_blank\" rel=\"noreferrer noopener\">Types of Property Taxes in Pakistan<\/a><\/li><li><a href=\"https:\/\/www.zameen.com\/blog\/best-location-investment-property.html\" target=\"_blank\" rel=\"noreferrer noopener\">How to Choose the Best Location for Investment Property<\/a><\/li><li><a href=\"https:\/\/www.zameen.com\/blog\/a-guide-on-selling-and-transferring-property-in-pakistan.html\" target=\"_blank\" rel=\"noreferrer noopener\">Guide to Transferring and Selling Property in Pakistan<\/a><\/li><\/ul>\n\n\n\n<p>Stay tuned to Zameen Blog, <a href=\"https:\/\/www.zameen.com\/blog\/\" target=\"_blank\" rel=\"noreferrer noopener\">Pakistan&#8217;s top real estate blog<\/a>, to read more informative property pieces and investment guides. Subscribe to our email newsletter if you don&#8217;t want to miss any of our latest updates. You can even connect with us on <a href=\"https:\/\/www.facebook.com\/ZameenPK\/\" target=\"_blank\" rel=\"noreferrer noopener\">Facebook<\/a> and <a href=\"https:\/\/www.instagram.com\/zameenpk\" target=\"_blank\" rel=\"noreferrer noopener\">Instagram<\/a> to catch our exciting social feeds.&nbsp;<\/p>\n\n\n\n<p>Also, don&#8217;t forget to read <a rel=\"noreferrer noopener\" href=\"https:\/\/www.zameen.com\/area-guides\/\" target=\"_blank\">Zameen Area Guides<\/a> to explore some of the top neighbourhoods in different cities for property investment in Pakistan.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In This Post:&#8211; Research Thoroughly&#8211; Select Location Carefully&#8211; Check for Legalities&#8211; Stay Updated&#8211; Follow the Rules Property investment is considered one of the best small-scale investment opportunities in Pakistan. The availability of different types of property options with easy payment plans these days further adds to the affordability factor of real estate investment in Pakistan. So, if you\u2019re also looking to buy a property on an installment basis and don\u2019t exactly know how to go about the process, we\u2019re here to help. In this blog, we are going to give you some useful tips for buying property on installment plans in Pakistan.&nbsp; So, without further ado, let&#8217;s get started!&nbsp; Best Tips for Buying Property on Installment Plans Here\u2019s an important checklist for you if you\u2019re interested in purchasing a property on an installment basis: Do Thorough Research Pick a Suitable Location Check For Any Legal Issues Check for Ballot Updates and Other Announcements Play by the Rules Do Thorough Research One of the very basic steps to invest in property in Pakistan on an installment basis is to do thorough research. Start with taking a look at your local property market and average price trends for the type of property&hellip;<\/p>\n","protected":false},"author":82,"featured_media":99443,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[11051],"tags":[78109,78106,78110,78107,236,4293,94,189,78111,78105,78108],"persona":[32423,32411,32428],"class_list":{"0":"post-99441","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-property","8":"tag-buying-a-home-on-an-installment-basis","9":"tag-buying-a-property-on-an-installment-basis","10":"tag-how-to-buy-property-on-installment-plans","11":"tag-process-of-buying-property-on-installment","12":"tag-property","13":"tag-property-investment","14":"tag-property-investment-in-pakistan","15":"tag-property-market-of-pakistan","16":"tag-property-projects-in-pakistan","17":"tag-tips-for-buying-property-on-installment","18":"tag-tips-to-buy-property-on-installment-plans","19":"persona-budgeting","20":"persona-property-investment","21":"persona-tips-and-tricks","22":"cat-11051-id"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Tips for Buying Property on Installment in Pakistan | Zameen Blog<\/title>\n<meta name=\"description\" content=\"Want to learn about some of the most useful tips for buying property on installment plans in Pakistan? If yes, then this blog is meant for you.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.zameen.com\/blog\/tips-buying-property-installment.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Important Factors to Consider When Buying Property on Installment Plans\" \/>\n<meta property=\"og:description\" content=\"Want to learn about some of the most useful tips for buying property on installment plans in Pakistan? 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