{"id":104162,"date":"2025-12-10T10:35:34","date_gmt":"2025-12-10T05:35:34","guid":{"rendered":"https:\/\/www.zameen.com\/news\/?p=104162"},"modified":"2025-12-10T10:35:39","modified_gmt":"2025-12-10T05:35:39","slug":"sbp-reports-usd-3-2bn-remittances-in-nov","status":"publish","type":"post","link":"https:\/\/www.zameen.com\/news\/sbp-reports-usd-3-2bn-remittances-in-nov.html","title":{"rendered":"SBP reports USD 3.2bn remittances in Nov; UAE, KSA lead inflows"},"content":{"rendered":"\n<p>Islamabad: Pakistan received USD 3.2 billion in overseas workers\u2019 remittances in November 2025, according to data released by the State Bank of Pakistan (SBP) on Tuesday. The inflows rose 9.4% year-on-year, compared to the USD 2.9 billion recorded in the same month last year. However, on a month-to-month basis, remittances declined 7% from USD 3.4 billion in October.<\/p>\n\n\n\n<p>During the first five months of FY26 (5MFY26), total remittances reached USD 16.1 billion, up 9.3% from the USD 14.8 billion received in 5MFY25.<\/p>\n\n\n\n<p>Analysts attributed the continued improvement to factors such as better manpower exports in recent years, a narrower gap between formal and informal exchange markets, and government-led incentives to encourage the use of official transfer channels.<\/p>\n\n\n\n<p>Topline Securities noted that the growth momentum remains intact, reiterating its full-year forecast of USD 41 billion in remittance inflows for FY26 \u2014 a 7.5% increase from FY25 levels.<\/p>\n\n\n\n<p>Read: <a href=\"https:\/\/www.zameen.com\/news\/fdi-surges-56-in-first-7-months-of-fy25.html\" target=\"_blank\" rel=\"noreferrer noopener\">Pakistan\u2019s FDI surges 56%<\/a><\/p>\n\n\n\n<p>Waqas Ghani of JS Global highlighted that UAE remittances have regained strength, with their share climbing to 21% in November 2025, up from 18% in FY24. He said the uptick reflects improved inflows from Dubai, partly due to relaxed emigration policies for Pakistani expatriates.<\/p>\n\n\n\n<p>According to SBP data, Saudi Arabia and the UAE continued to dominate, jointly accounting for 45% of total inflows. Analysts expect this share to rise further, supported by strong emigration trends to the Gulf region.<\/p>\n\n\n\n<p>A country-wise breakdown shows:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Saudi Arabia: USD 753 million in November 2025 \u2014 up 3% year-on-year but down 10% from October<\/li>\n\n\n\n<li>UAE: USD 675 million \u2014 a 9% annual increase<\/li>\n\n\n\n<li>United Kingdom: USD 481 million \u2014 17% higher year-on-year<\/li>\n\n\n\n<li>United States: USD 277 million \u2014 down 4% on a yearly basis<\/li>\n\n\n\n<li>European Union: USD 417 million \u2014 up a significant 29% year-on-year<\/li>\n<\/ul>\n\n\n\n<p>Remittances remain crucial for Pakistan\u2019s external account and household incomes, supporting consumption and providing a steady source of foreign exchange. The government continues to encourage inflows through formal channels under initiatives such as the Pakistan Remittance Initiative (PRI), which has expanded its network of financial institutions and international partners over the years.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Islamabad: Pakistan received USD 3.2 billion in overseas workers\u2019 remittances in November 2025, according to data released by the State Bank of Pakistan (SBP) on Tuesday. The inflows rose 9.4% year-on-year, compared to the USD 2.9 billion recorded in the same month last year. However, on a month-to-month basis, remittances declined 7% from USD 3.4 billion in October. During the first five months of FY26 (5MFY26), total remittances reached USD 16.1 billion, up 9.3% from the USD 14.8 billion received in 5MFY25. Analysts attributed the continued improvement to factors such as better manpower exports in recent years, a narrower gap between formal and informal exchange markets, and government-led incentives to encourage the use of official transfer channels. Topline Securities noted that the growth momentum remains intact, reiterating its full-year forecast of USD 41 billion in remittance inflows for FY26 \u2014 a 7.5% increase from FY25 levels. Read: Pakistan\u2019s FDI surges 56% Waqas Ghani of JS Global highlighted that UAE remittances have regained strength, with their share climbing to 21% in November 2025, up from 18% in FY24. He said the uptick reflects improved inflows from Dubai, partly due to relaxed emigration policies for Pakistani expatriates. According to SBP data, Saudi&hellip;<\/p>\n","protected":false},"author":18,"featured_media":101697,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[15017],"tags":[69775,69776,7077,69781,68518,69780,69777,69779,64591,34475,63125,69133,6066,61741,69774,67200,67201,69778],"persona":[],"class_list":{"0":"post-104162","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-notices-announcements","8":"tag-dubai-remittances","9":"tag-eu-remittances","10":"tag-foreign-exchange","11":"tag-formal-channels","12":"tag-fy26","13":"tag-gulf-region","14":"tag-ksa-inflows","15":"tag-manpower-exports","16":"tag-overseas-workers","17":"tag-pakistan-economy","18":"tag-pakistan-remittances","19":"tag-pri","20":"tag-sbp","21":"tag-sbp-data","22":"tag-uae-inflows","23":"tag-uk-remittances","24":"tag-us-remittances","25":"tag-usd-3-2bn","26":"cat-15017-id"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>SBP reports USD 3.2bn remittances in Nov - Zameen News<\/title>\n<meta name=\"description\" content=\"Analysts attributed the continued improvement to factors such as better manpower exports in recent years, a narrower gap between...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.zameen.com\/news\/sbp-reports-usd-3-2bn-remittances-in-nov.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SBP reports USD 3.2bn remittances in Nov - Zameen News\" \/>\n<meta property=\"og:description\" content=\"Analysts attributed the continued improvement to factors such as better manpower exports in recent years, a narrower gap between...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.zameen.com\/news\/sbp-reports-usd-3-2bn-remittances-in-nov.html\" \/>\n<meta property=\"og:site_name\" content=\"Pakistan Real Estate News &amp; Pakistan Property News &amp; Latest Updates - Zameen News\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/ZameenPK\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-10T05:35:34+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-10T05:35:39+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/news-cdn.zameen.com\/wp-content\/uploads\/2025\/03\/Remittances.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1170\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Samra Zulfiqar\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@ZameenProperty\" \/>\n<meta name=\"twitter:site\" content=\"@ZameenProperty\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Samra Zulfiqar\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"SBP reports USD 3.2bn remittances in Nov - Zameen News","description":"Analysts attributed the continued improvement to factors such as better manpower exports in recent years, a narrower gap between...","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.zameen.com\/news\/sbp-reports-usd-3-2bn-remittances-in-nov.html","og_locale":"en_US","og_type":"article","og_title":"SBP reports USD 3.2bn remittances in Nov - Zameen News","og_description":"Analysts attributed the continued improvement to factors such as better manpower exports in recent years, a narrower gap between...","og_url":"https:\/\/www.zameen.com\/news\/sbp-reports-usd-3-2bn-remittances-in-nov.html","og_site_name":"Pakistan Real Estate News &amp; Pakistan Property News &amp; Latest Updates - Zameen News","article_publisher":"https:\/\/www.facebook.com\/ZameenPK","article_published_time":"2025-12-10T05:35:34+00:00","article_modified_time":"2025-12-10T05:35:39+00:00","og_image":[{"width":1170,"height":400,"url":"https:\/\/news-cdn.zameen.com\/wp-content\/uploads\/2025\/03\/Remittances.jpg","type":"image\/jpeg"}],"author":"Samra Zulfiqar","twitter_card":"summary_large_image","twitter_creator":"@ZameenProperty","twitter_site":"@ZameenProperty","twitter_misc":{"Written by":"Samra Zulfiqar","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/www.zameen.com\/news\/sbp-reports-usd-3-2bn-remittances-in-nov.html#article","isPartOf":{"@id":"https:\/\/www.zameen.com\/news\/sbp-reports-usd-3-2bn-remittances-in-nov.html"},"author":{"name":"Samra Zulfiqar","@id":"https:\/\/www.zameen.com\/news\/#\/schema\/person\/9810bc80e0f6830dcb87310b88ef6293"},"headline":"SBP reports USD 3.2bn remittances in Nov; UAE, KSA lead inflows","datePublished":"2025-12-10T05:35:34+00:00","dateModified":"2025-12-10T05:35:39+00:00","mainEntityOfPage":{"@id":"https:\/\/www.zameen.com\/news\/sbp-reports-usd-3-2bn-remittances-in-nov.html"},"wordCount":323,"commentCount":0,"publisher":{"@id":"https:\/\/www.zameen.com\/news\/#organization"},"image":{"@id":"https:\/\/www.zameen.com\/news\/sbp-reports-usd-3-2bn-remittances-in-nov.html#primaryimage"},"thumbnailUrl":"https:\/\/news-cdn.zameen.com\/wp-content\/uploads\/2025\/03\/Remittances.jpg","keywords":["Dubai remittances","EU remittances","foreign exchange","formal channels","FY26","Gulf region","KSA inflows","manpower exports","overseas workers","Pakistan economy","Pakistan remittances","PRI","SBP","SBP data","UAE inflows","UK remittances","US remittances","USD 3.2bn"],"articleSection":["Notices &amp; Announcements"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.zameen.com\/news\/sbp-reports-usd-3-2bn-remittances-in-nov.html#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.zameen.com\/news\/sbp-reports-usd-3-2bn-remittances-in-nov.html","url":"https:\/\/www.zameen.com\/news\/sbp-reports-usd-3-2bn-remittances-in-nov.html","name":"SBP reports USD 3.2bn remittances in Nov - Zameen News","isPartOf":{"@id":"https:\/\/www.zameen.com\/news\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.zameen.com\/news\/sbp-reports-usd-3-2bn-remittances-in-nov.html#primaryimage"},"image":{"@id":"https:\/\/www.zameen.com\/news\/sbp-reports-usd-3-2bn-remittances-in-nov.html#primaryimage"},"thumbnailUrl":"https:\/\/news-cdn.zameen.com\/wp-content\/uploads\/2025\/03\/Remittances.jpg","datePublished":"2025-12-10T05:35:34+00:00","dateModified":"2025-12-10T05:35:39+00:00","description":"Analysts attributed the continued improvement to factors such as better manpower exports in recent years, a narrower gap between...","breadcrumb":{"@id":"https:\/\/www.zameen.com\/news\/sbp-reports-usd-3-2bn-remittances-in-nov.html#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.zameen.com\/news\/sbp-reports-usd-3-2bn-remittances-in-nov.html"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.zameen.com\/news\/sbp-reports-usd-3-2bn-remittances-in-nov.html#primaryimage","url":"https:\/\/news-cdn.zameen.com\/wp-content\/uploads\/2025\/03\/Remittances.jpg","contentUrl":"https:\/\/news-cdn.zameen.com\/wp-content\/uploads\/2025\/03\/Remittances.jpg","width":1170,"height":400},{"@type":"BreadcrumbList","@id":"https:\/\/www.zameen.com\/news\/sbp-reports-usd-3-2bn-remittances-in-nov.html#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.zameen.com\/news"},{"@type":"ListItem","position":2,"name":"SBP reports USD 3.2bn remittances in Nov; UAE, KSA lead inflows"}]},{"@type":"WebSite","@id":"https:\/\/www.zameen.com\/news\/#website","url":"https:\/\/www.zameen.com\/news\/","name":"Pakistan Real Estate News &amp; Pakistan Property News &amp; Latest Updates - Zameen News","description":"","publisher":{"@id":"https:\/\/www.zameen.com\/news\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.zameen.com\/news\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.zameen.com\/news\/#organization","name":"Zameen.com","alternateName":"Zameen","url":"https:\/\/www.zameen.com\/news\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.zameen.com\/news\/#\/schema\/logo\/image\/","url":"https:\/\/news-cdn.zameen.com\/wp-content\/upload\/2015\/09\/Zameen.com_-_Logo.png","contentUrl":"https:\/\/news-cdn.zameen.com\/wp-content\/upload\/2015\/09\/Zameen.com_-_Logo.png","width":600,"height":300,"caption":"Zameen.com"},"image":{"@id":"https:\/\/www.zameen.com\/news\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/ZameenPK","https:\/\/x.com\/ZameenProperty","https:\/\/www.instagram.com\/zameenpk\/"]},{"@type":"Person","@id":"https:\/\/www.zameen.com\/news\/#\/schema\/person\/9810bc80e0f6830dcb87310b88ef6293","name":"Samra Zulfiqar","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/news-cdn.zameen.com\/wp-content\/uploads\/2020\/03\/Samra-96x96.jpg","url":"https:\/\/news-cdn.zameen.com\/wp-content\/uploads\/2020\/03\/Samra-96x96.jpg","contentUrl":"https:\/\/news-cdn.zameen.com\/wp-content\/uploads\/2020\/03\/Samra-96x96.jpg","caption":"Samra Zulfiqar"},"description":"Samra Zulfiqar, a real estate analyst at Zameen.com, is passionate about finding projects that offer buyers the best returns. Her keen insights spotlight the market\u2019s most promising opportunities.","url":"https:\/\/www.zameen.com\/news\/author\/samra"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/posts\/104162","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/users\/18"}],"replies":[{"embeddable":true,"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/comments?post=104162"}],"version-history":[{"count":1,"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/posts\/104162\/revisions"}],"predecessor-version":[{"id":104163,"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/posts\/104162\/revisions\/104163"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/media\/101697"}],"wp:attachment":[{"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/media?parent=104162"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/categories?post=104162"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/tags?post=104162"},{"taxonomy":"persona","embeddable":true,"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/persona?post=104162"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}