{"id":105436,"date":"2026-05-04T12:15:57","date_gmt":"2026-05-04T07:15:57","guid":{"rendered":"https:\/\/www.zameen.com\/news\/?p=105436"},"modified":"2026-05-04T13:23:20","modified_gmt":"2026-05-04T08:23:20","slug":"pm-apna-ghar-programme-officially-launched","status":"publish","type":"post","link":"https:\/\/www.zameen.com\/news\/pm-apna-ghar-programme-officially-launched.html","title":{"rendered":"PM Apna Ghar Programme launched to build 500,000 homes across Pakistan"},"content":{"rendered":"\n<p>Islamabad: Prime Minister Shehbaz Sharif on Thursday launched the \u201cPM Apna Ghar Programme\u201d, a nationwide housing initiative aimed at facilitating affordable homeownership through subsidised financing.<\/p>\n\n\n\n<p>Under the scheme, housing loans of up to PKR 10 million will be provided on easy instalments for the construction of residential units. The programme will be implemented across the federal capital, all four provinces, as well as Gilgit-Baltistan and Azad Jammu and Kashmir.<\/p>\n\n\n\n<p>Addressing the launch ceremony in Islamabad, the prime minister said the government aims to construct 500,000 housing units under the initiative, backed by a total allocation of PKR 3.2 trillion. He added that for the first year, the target has been set at financing 50,000 homes, with PKR 321 billion earmarked for this purpose.<\/p>\n\n\n\n<p>Read: <a href=\"https:\/\/www.zameen.com\/news\/wp-admin\/post.php?post=105416&amp;action=edit\" target=\"_blank\" rel=\"noreferrer noopener\">PM Apna Ghar Scheme: SBP tightens loan approval timelines<\/a><\/p>\n\n\n\n<p>The loans will be repayable over a period of 20 years. Borrowers will be charged a fixed markup of 5% during the first 10 years, after which the rate will shift to the prevailing market rate for the remaining tenure.<\/p>\n\n\n\n<p>The scheme allows for the construction of housing units of up to 10 marla, targeting middle- and lower-income segments seeking access to formal housing finance.<\/p>\n\n\n\n<p>PM Shehbaz said he would personally review the programme\u2019s progress on a monthly basis to address bottlenecks and ensure timely disbursement of funds, stressing the government\u2019s commitment to improving access to affordable housing across the country.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Islamabad: Prime Minister Shehbaz Sharif on Thursday launched the \u201cPM Apna Ghar Programme\u201d, a nationwide housing initiative aimed at facilitating affordable homeownership through subsidised financing. Under the scheme, housing loans of up to PKR 10 million will be provided on easy instalments for the construction of residential units. The programme will be implemented across the federal capital, all four provinces, as well as Gilgit-Baltistan and Azad Jammu and Kashmir. Addressing the launch ceremony in Islamabad, the prime minister said the government aims to construct 500,000 housing units under the initiative, backed by a total allocation of PKR 3.2 trillion. He added that for the first year, the target has been set at financing 50,000 homes, with PKR 321 billion earmarked for this purpose. Read: PM Apna Ghar Scheme: SBP tightens loan approval timelines The loans will be repayable over a period of 20 years. Borrowers will be charged a fixed markup of 5% during the first 10 years, after which the rate will shift to the prevailing market rate for the remaining tenure. The scheme allows for the construction of housing units of up to 10 marla, targeting middle- and lower-income segments seeking access to formal housing finance. PM Shehbaz&hellip;<\/p>\n","protected":false},"author":18,"featured_media":105438,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[15017],"tags":[24715,72832,2169,25834,24276,13173,62268,61749,72831,47122,2534,4629,34475,72833,62221,61118,15023],"persona":[],"class_list":{"0":"post-105436","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-notices-announcements","8":"tag-slider-2","9":"tag-500000-homes","10":"tag-affordable-housing","11":"tag-azad-jammu-and-kashmir","12":"tag-construction-sector","13":"tag-gilgit-baltistan","14":"tag-government-policy","15":"tag-housing-loans","16":"tag-housing-scheme-pakistan","17":"tag-infrastructure-development","18":"tag-low-cost-housing","19":"tag-mortgage-financing","20":"tag-pakistan-economy","21":"tag-pm-apna-ghar-programme","22":"tag-real-estate-pakistan","23":"tag-shehbaz-sharif","24":"tag-slider","25":"cat-15017-id"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>PM Apna Ghar Programme officially launched - Zameen News<\/title>\n<meta name=\"description\" content=\"The loans will be repayable over a period of 20 years. Borrowers will be charged a fixed markup of 5% during the first 10 years...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.zameen.com\/news\/pm-apna-ghar-programme-officially-launched.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"PM Apna Ghar Programme officially launched - Zameen News\" \/>\n<meta property=\"og:description\" content=\"The loans will be repayable over a period of 20 years. Borrowers will be charged a fixed markup of 5% during the first 10 years...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.zameen.com\/news\/pm-apna-ghar-programme-officially-launched.html\" \/>\n<meta property=\"og:site_name\" content=\"Pakistan Real Estate News &amp; Pakistan Property News &amp; Latest Updates - Zameen News\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/ZameenPK\" \/>\n<meta property=\"article:published_time\" content=\"2026-05-04T07:15:57+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-04T08:23:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/news-cdn.zameen.com\/wp-content\/uploads\/2026\/05\/ApnaGharr-1170x400-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1170\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Samra Zulfiqar\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@ZameenProperty\" \/>\n<meta name=\"twitter:site\" content=\"@ZameenProperty\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Samra Zulfiqar\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"PM Apna Ghar Programme officially launched - Zameen News","description":"The loans will be repayable over a period of 20 years. 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