{"id":72484,"date":"2020-12-03T18:09:12","date_gmt":"2020-12-03T13:09:12","guid":{"rendered":"https:\/\/www.zameen.com\/news\/?p=72484"},"modified":"2020-12-03T18:09:14","modified_gmt":"2020-12-03T13:09:14","slug":"js-bank-announces-js-gharapna-initiative-affordable-housing-loans","status":"publish","type":"post","link":"https:\/\/www.zameen.com\/news\/js-bank-announces-js-gharapna-initiative-affordable-housing-loans.html","title":{"rendered":"JS Bank announces \u2018JS GharApna\u2019 initiative for affordable housing loans"},"content":{"rendered":"\n<p>Lahore: JS Bank on Tuesday notified its own affordable housing loan scheme titled \u2018JS Ghar Apna\u2019 in bid to facilitate the construction of low-cost homes under the government\u2019s Naya Pakistan Housing Programme (NPHP) initiative.<\/p>\n\n\n\n<p>Read: <a href=\"https:\/\/www.zameen.com\/news\/zameen-com-faysal-bank-sign-mou-on-home-loans.html\" target=\"_blank\" rel=\"noreferrer noopener\">Zameen.com, Faysal Islami sign MoU on affordable homes construction<\/a><\/p>\n\n\n\n<p>According to the details revealed, JS Bank has launched the new initiative in collaboration with the federal government and the State Bank of Pakistan. These convenient loans will be based on subsidies being provided under the NPHP initiative.<\/p>\n\n\n\n<p>Read: <a href=\"https:\/\/www.zameen.com\/news\/bank-alfalah-introduces-home-financing-facility-for-first-time-buyers.html\" target=\"_blank\" rel=\"noreferrer noopener\">Bank Alfalah introduces home financing facility for first-time buyers<\/a><\/p>\n\n\n\n<p>According to the announcement, JS Bank is one of the leading providers of housing finance in the country and intends to increase the reach of its facility.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Tier<\/strong><\/td><td><strong>Size of Housing Unit<\/strong><\/td><td><strong>Maximum Price of Unit<\/strong><\/td><td><strong>Maximum Financing<\/strong><\/td><td><strong>Rental Rate<\/strong><\/td><\/tr><tr><td>Tier 1 (NAPHDA Projects)<\/td><td>Housing unit up to 125 sq yd with covered area up to 850 sq ft<\/td><td>PKR 3.5 million<\/td><td>PKR 3.15 million<\/td><td>5% for first 5 years &amp; 7% for next 5 years &nbsp; For period exceeding 10 years = 1 year KIBOR + 2.5%<\/td><\/tr><tr><td>Tier 2 (Non-NAPHDA Projects)<\/td><td>Housing unit up to 125 sq yd with covered area up to 850 sq ft<\/td><td>PKR 3.5 million<\/td><td>PKR 3.15 million<\/td><td>5% for first 5 years &amp; 7% for next 5 years &nbsp; For period exceeding 10 years = 1 year KIBOR + 4%<\/td><\/tr><tr><td>Tier 3<\/td><td>Housing units of more than 125 sq yd and less than 250 sq yd with covered area between 850 sq ft and 1,100 sq ft<\/td><td>PKR 6 million<\/td><td>PKR 5 million<\/td><td>7% for first 5 years &amp; 9% for next 5 years &nbsp; For period exceeding 10 years = 1 year KIBOR + 4%<\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Lahore: JS Bank on Tuesday notified its own affordable housing loan scheme titled \u2018JS Ghar Apna\u2019 in bid to facilitate the construction of low-cost homes under the government\u2019s Naya Pakistan Housing Programme (NPHP) initiative. Read: Zameen.com, Faysal Islami sign MoU on affordable homes construction According to the details revealed, JS Bank has launched the new initiative in collaboration with the federal government and the State Bank of Pakistan. These convenient loans will be based on subsidies being provided under the NPHP initiative. Read: Bank Alfalah introduces home financing facility for first-time buyers According to the announcement, JS Bank is one of the leading providers of housing finance in the country and intends to increase the reach of its facility. Tier Size of Housing Unit Maximum Price of Unit Maximum Financing Rental Rate Tier 1 (NAPHDA Projects) Housing unit up to 125 sq yd with covered area up to 850 sq ft PKR 3.5 million PKR 3.15 million 5% for first 5 years &amp; 7% for next 5 years &nbsp; For period exceeding 10 years = 1 year KIBOR + 2.5% Tier 2 (Non-NAPHDA Projects) Housing unit up to 125 sq yd with covered area up to 850 sq ft PKR&hellip;<\/p>\n","protected":false},"author":57,"featured_media":72487,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[15017],"tags":[41948,43683,4755,43684],"persona":[],"class_list":{"0":"post-72484","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-notices-announcements","8":"tag-home-financing","9":"tag-js-apnaghar","10":"tag-js-bank","11":"tag-js-bank-announces-js-gharapna-initiative-for-affordable-housing-loans","12":"cat-15017-id"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>JS Bank announces \u2018JS GharApna\u2019 initiative for affordable housing loans - Zameen News<\/title>\n<meta name=\"description\" content=\"Lahore: JS Bank on Tuesday notified its own affordable housing loan scheme titled \u2018JS Ghar Apna\u2019 in bid to facilitate the construction of low-cost homes under the government\u2019s Naya Pakistan Housing Programme (NPHP) initiative.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.zameen.com\/news\/js-bank-announces-js-gharapna-initiative-affordable-housing-loans.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"JS Bank announces \u2018JS GharApna\u2019 initiative for affordable housing loans - Zameen News\" \/>\n<meta property=\"og:description\" content=\"Lahore: JS Bank on Tuesday notified its own affordable housing loan scheme titled \u2018JS Ghar Apna\u2019 in bid to facilitate the construction of low-cost homes under the government\u2019s Naya Pakistan Housing Programme (NPHP) initiative.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.zameen.com\/news\/js-bank-announces-js-gharapna-initiative-affordable-housing-loans.html\" \/>\n<meta property=\"og:site_name\" content=\"Pakistan Real Estate News &amp; 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