{"id":76551,"date":"2021-06-03T12:58:48","date_gmt":"2021-06-03T07:58:48","guid":{"rendered":"https:\/\/www.zameen.com\/news\/?p=76551"},"modified":"2021-06-03T12:58:53","modified_gmt":"2021-06-03T07:58:53","slug":"sbp-allows-banks-invest-more-capital-in-real-estate","status":"publish","type":"post","link":"https:\/\/www.zameen.com\/news\/sbp-allows-banks-invest-more-capital-in-real-estate.html","title":{"rendered":"SBP allows Banks to invest more capital in real estate"},"content":{"rendered":"\n<p>Karachi: The State Bank of Pakistan (SBP) has relaxed the capital adequacy regulations for banks and Development Finance Institutes (DFI) by reducing the applicable risk weight from 200% to 100% on investments in Real Estate Investment Trusts (REITs) units, reported a news source.<\/p>\n\n\n\n<p><strong>Read:<\/strong> <a href=\"https:\/\/www.zameen.com\/news\/housing-construction-finance-up-by-a-historic-36-sbp.html\" target=\"_blank\" rel=\"noreferrer noopener\">Housing, construction finance up by a \u2018historic\u2019 36%: SBP<\/a><\/p>\n\n\n\n<p>Reportedly, the relaxation has been introduced for a 5-year duration and is expected to increase banks and financial institutes investment in housing and development schemes. After the reduced risk weight values, banks will be able to invest more in REITs without the need to pledge more capital, which will give a boost to the real estate development sector.<\/p>\n\n\n\n<p>The circular released by SBP further mentions that the investment by the banks and<a href=\"http:\/\/\u2018HBFC to become leading financial institution providing home loans for NPHP developments: MD Aly\u2019\" target=\"_blank\" rel=\"noreferrer noopener\"> financial institutions<\/a> in REIT will now be placed in \u2018Banking Book\u2019 rather than in \u2018Trading Book\u2019 \u2013 extending further security to the investment. The regime can be reviewed after five years as per the \u2018banks\u2019 exposure and performance of the REITs sector\u2019.<\/p>\n\n\n\n<p><strong>Read:<\/strong> <a href=\"https:\/\/www.zameen.com\/news\/sbp-amends-regulations-to-aid-the-housing-sector.html\" target=\"_blank\" rel=\"noreferrer noopener\">SBP amends regulations to aid the housing sector<\/a><\/p>\n\n\n\n<p>Moreover, the document also proposes that REITs will be allowed to float additional properties in the market for banks to invest in, which will enhance housing availability, as the government envisions.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Karachi: The State Bank of Pakistan (SBP) has relaxed the capital adequacy regulations for banks and Development Finance Institutes (DFI) by reducing the applicable risk weight from 200% to 100% on investments in Real Estate Investment Trusts (REITs) units, reported a news source. Read: Housing, construction finance up by a \u2018historic\u2019 36%: SBP Reportedly, the relaxation has been introduced for a 5-year duration and is expected to increase banks and financial institutes investment in housing and development schemes. After the reduced risk weight values, banks will be able to invest more in REITs without the need to pledge more capital, which will give a boost to the real estate development sector. The circular released by SBP further mentions that the investment by the banks and financial institutions in REIT will now be placed in \u2018Banking Book\u2019 rather than in \u2018Trading Book\u2019 \u2013 extending further security to the investment. The regime can be reviewed after five years as per the \u2018banks\u2019 exposure and performance of the REITs sector\u2019. Read: SBP amends regulations to aid the housing sector Moreover, the document also proposes that REITs will be allowed to float additional properties in the market for banks to invest in, which will&hellip;<\/p>\n","protected":false},"author":84,"featured_media":76276,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[15015,15017],"tags":[5481,3619,34048],"persona":[],"class_list":{"0":"post-76551","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-legal-taxation","8":"category-notices-announcements","9":"tag-asian-infrastructure-investment-bank","10":"tag-investment-opportunities","11":"tag-sbp-announces-extension-in-facility-for-deferred-principal-amount-payments","12":"cat-15015-id","13":"cat-15017-id"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>SBP allows Banks to invest more capital in real estate - Zameen News<\/title>\n<meta name=\"description\" content=\"The State Bank of Pakistan (SBP) has relaxed the capital adequacy regulations banks and Development Finance Institutes (DFI) by reducing the applicable risk\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.zameen.com\/news\/sbp-allows-banks-invest-more-capital-in-real-estate.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SBP allows Banks to invest more capital in real estate - Zameen News\" \/>\n<meta property=\"og:description\" content=\"The State Bank of Pakistan (SBP) has relaxed the capital adequacy regulations banks and Development Finance Institutes (DFI) by reducing the applicable risk\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.zameen.com\/news\/sbp-allows-banks-invest-more-capital-in-real-estate.html\" \/>\n<meta property=\"og:site_name\" content=\"Pakistan Real Estate News &amp; Pakistan Property News &amp; Latest Updates - Zameen News\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/ZameenPK\" \/>\n<meta property=\"article:published_time\" content=\"2021-06-03T07:58:48+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-06-03T07:58:53+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/news-cdn.zameen.com\/wp-content\/uploads\/2021\/05\/SBP-2.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1170\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Nauman Ahmad\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@ZameenProperty\" \/>\n<meta name=\"twitter:site\" content=\"@ZameenProperty\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Nauman Ahmad\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"SBP allows Banks to invest more capital in real estate - Zameen News","description":"The State Bank of Pakistan (SBP) has relaxed the capital adequacy regulations banks and Development Finance Institutes (DFI) by reducing the applicable risk","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.zameen.com\/news\/sbp-allows-banks-invest-more-capital-in-real-estate.html","og_locale":"en_US","og_type":"article","og_title":"SBP allows Banks to invest more capital in real estate - Zameen News","og_description":"The State Bank of Pakistan (SBP) has relaxed the capital adequacy regulations banks and Development Finance Institutes (DFI) by reducing the applicable risk","og_url":"https:\/\/www.zameen.com\/news\/sbp-allows-banks-invest-more-capital-in-real-estate.html","og_site_name":"Pakistan Real Estate News &amp; Pakistan Property News &amp; Latest Updates - Zameen News","article_publisher":"https:\/\/www.facebook.com\/ZameenPK","article_published_time":"2021-06-03T07:58:48+00:00","article_modified_time":"2021-06-03T07:58:53+00:00","og_image":[{"width":1170,"height":400,"url":"https:\/\/news-cdn.zameen.com\/wp-content\/uploads\/2021\/05\/SBP-2.jpg","type":"image\/jpeg"}],"author":"Nauman Ahmad","twitter_card":"summary_large_image","twitter_creator":"@ZameenProperty","twitter_site":"@ZameenProperty","twitter_misc":{"Written by":"Nauman Ahmad","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/www.zameen.com\/news\/sbp-allows-banks-invest-more-capital-in-real-estate.html#article","isPartOf":{"@id":"https:\/\/www.zameen.com\/news\/sbp-allows-banks-invest-more-capital-in-real-estate.html"},"author":{"name":"Nauman Ahmad","@id":"https:\/\/www.zameen.com\/news\/#\/schema\/person\/0ea33500845f59b56c53060ac1ef44a9"},"headline":"SBP allows Banks to invest more capital in real estate","datePublished":"2021-06-03T07:58:48+00:00","dateModified":"2021-06-03T07:58:53+00:00","mainEntityOfPage":{"@id":"https:\/\/www.zameen.com\/news\/sbp-allows-banks-invest-more-capital-in-real-estate.html"},"wordCount":213,"commentCount":1,"publisher":{"@id":"https:\/\/www.zameen.com\/news\/#organization"},"image":{"@id":"https:\/\/www.zameen.com\/news\/sbp-allows-banks-invest-more-capital-in-real-estate.html#primaryimage"},"thumbnailUrl":"https:\/\/news-cdn.zameen.com\/wp-content\/uploads\/2021\/05\/SBP-2.jpg","keywords":["Asian Infrastructure Investment Bank","investment opportunities","SBP announces extension in facility for deferred principal amount payments"],"articleSection":["Legal &amp; Taxation","Notices &amp; Announcements"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.zameen.com\/news\/sbp-allows-banks-invest-more-capital-in-real-estate.html#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.zameen.com\/news\/sbp-allows-banks-invest-more-capital-in-real-estate.html","url":"https:\/\/www.zameen.com\/news\/sbp-allows-banks-invest-more-capital-in-real-estate.html","name":"SBP allows Banks to invest more capital in real estate - Zameen News","isPartOf":{"@id":"https:\/\/www.zameen.com\/news\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.zameen.com\/news\/sbp-allows-banks-invest-more-capital-in-real-estate.html#primaryimage"},"image":{"@id":"https:\/\/www.zameen.com\/news\/sbp-allows-banks-invest-more-capital-in-real-estate.html#primaryimage"},"thumbnailUrl":"https:\/\/news-cdn.zameen.com\/wp-content\/uploads\/2021\/05\/SBP-2.jpg","datePublished":"2021-06-03T07:58:48+00:00","dateModified":"2021-06-03T07:58:53+00:00","description":"The State Bank of Pakistan (SBP) has relaxed the capital adequacy regulations banks and Development Finance Institutes (DFI) by reducing the applicable risk","breadcrumb":{"@id":"https:\/\/www.zameen.com\/news\/sbp-allows-banks-invest-more-capital-in-real-estate.html#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.zameen.com\/news\/sbp-allows-banks-invest-more-capital-in-real-estate.html"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.zameen.com\/news\/sbp-allows-banks-invest-more-capital-in-real-estate.html#primaryimage","url":"https:\/\/news-cdn.zameen.com\/wp-content\/uploads\/2021\/05\/SBP-2.jpg","contentUrl":"https:\/\/news-cdn.zameen.com\/wp-content\/uploads\/2021\/05\/SBP-2.jpg","width":1170,"height":400},{"@type":"BreadcrumbList","@id":"https:\/\/www.zameen.com\/news\/sbp-allows-banks-invest-more-capital-in-real-estate.html#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.zameen.com\/news"},{"@type":"ListItem","position":2,"name":"SBP allows Banks to invest more capital in real estate"}]},{"@type":"WebSite","@id":"https:\/\/www.zameen.com\/news\/#website","url":"https:\/\/www.zameen.com\/news\/","name":"Pakistan Real Estate News &amp; Pakistan Property News &amp; Latest Updates - Zameen News","description":"","publisher":{"@id":"https:\/\/www.zameen.com\/news\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.zameen.com\/news\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.zameen.com\/news\/#organization","name":"Zameen.com","alternateName":"Zameen","url":"https:\/\/www.zameen.com\/news\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.zameen.com\/news\/#\/schema\/logo\/image\/","url":"https:\/\/news-cdn.zameen.com\/wp-content\/upload\/2015\/09\/Zameen.com_-_Logo.png","contentUrl":"https:\/\/news-cdn.zameen.com\/wp-content\/upload\/2015\/09\/Zameen.com_-_Logo.png","width":600,"height":300,"caption":"Zameen.com"},"image":{"@id":"https:\/\/www.zameen.com\/news\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/ZameenPK","https:\/\/x.com\/ZameenProperty","https:\/\/www.instagram.com\/zameenpk\/"]},{"@type":"Person","@id":"https:\/\/www.zameen.com\/news\/#\/schema\/person\/0ea33500845f59b56c53060ac1ef44a9","name":"Nauman Ahmad","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/news-cdn.zameen.com\/wp-content\/uploads\/2021\/05\/Picture1-96x96.png","url":"https:\/\/news-cdn.zameen.com\/wp-content\/uploads\/2021\/05\/Picture1-96x96.png","contentUrl":"https:\/\/news-cdn.zameen.com\/wp-content\/uploads\/2021\/05\/Picture1-96x96.png","caption":"Nauman Ahmad"},"description":"Nauman Ahmad is an imaginative Pisces whose love for literature and nature is unparalleled. When he's not reading or hiking, he's sleeping and eating, which gives him plenty of energy for his next adventure.","sameAs":["https:\/\/www.zameen.com"],"url":"https:\/\/www.zameen.com\/news\/author\/nauman_ahmad"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/posts\/76551","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/users\/84"}],"replies":[{"embeddable":true,"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/comments?post=76551"}],"version-history":[{"count":3,"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/posts\/76551\/revisions"}],"predecessor-version":[{"id":76555,"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/posts\/76551\/revisions\/76555"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/media\/76276"}],"wp:attachment":[{"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/media?parent=76551"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/categories?post=76551"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/tags?post=76551"},{"taxonomy":"persona","embeddable":true,"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/persona?post=76551"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}