{"id":78428,"date":"2021-08-03T16:38:08","date_gmt":"2021-08-03T11:38:08","guid":{"rendered":"https:\/\/www.zameen.com\/news\/?p=78428"},"modified":"2021-08-03T16:39:51","modified_gmt":"2021-08-03T11:39:51","slug":"mark-up-details-on-home-loans-available-under-nphp","status":"publish","type":"post","link":"https:\/\/www.zameen.com\/news\/mark-up-details-on-home-loans-available-under-nphp.html","title":{"rendered":"Govt reshares mark-up details on home loans available under NPHP initiative"},"content":{"rendered":"\n

Islamabad: The government has reshared the markup details on the subsidized markup housing finance offered under the Naya Pakistan Housing Programme (NPHP) to encourage more people to avail this loan facility to become homeowners, according to a post published today on the official Facebook page managed by the federal government.<\/p>\n\n\n\n

Read<\/strong>: Subsidised housing finance of PKR 45 billion approved: Reza Baqir<\/a><\/p>\n\n\n\n

Reportedly, this housing finance facility is \u2018making affordable housing a reality\u2019 and \u2018enabling low and middle income to own their houses\u2019. As per the shared details of the financing, the applicants can avail loans in three tiers for the duration of up to 20 years. The markup details are as follows:<\/p>\n\n\n\n

Tier-0<\/strong>: Loans of up to PKR 2.7 million will be offered under this tier, for housing units up to 5-marla that are being developed by Naya Pakistan Housing and Development Authority (NAPHDA) or under public-private partnership. The fixed mark-up rate for this tier is 3% for the first five years and 5% for the years 6-10, and the mark up of the remaining years will be determined by banks as per their policy.<\/p>\n\n\n\n

Tier-1<\/strong>: Loans of up to PKR 6 million will be offered under this tier, for housing units up to 5-marla that are being developed or purchased by individual people. The fixed mark-up rate for this tier is 5% for the first five years and 7% for the years 6-10, and the mark up of the remaining 10 years will be determined by banks as per their policy.<\/p>\n\n\n\n

Tier-2<\/strong>: Loans of up to PKR 10 million will be offered under this tier, for housing units up to 10-marla that are being developed or purchased by individual people. The fixed mark-up rate for this tier is 7% for the first five years and 9% for the years 6-10, and the mark up of the remaining 10 years will be determined by banks as per their policy.<\/p>\n\n\n\n

Read<\/strong>: Banks to develop informal income estimation models for low-cost housing finance<\/a><\/p>\n\n\n\n

The commercial banks have been instructed to offer special assistance to salaried and business community applicants to help them become home owners. Previously, the housing finance offered under the scheme was deemed insufficient, which led to an upward revision<\/a> in the loan amount and the addition of microfinance banks in the initiative.<\/p>\n","protected":false},"excerpt":{"rendered":"

Islamabad: The government has reshared the markup details on the subsidized markup housing finance offered under the Naya Pakistan Housing Programme (NPHP) to encourage more people to avail this loan facility to become homeowners, according to a post published today on the official Facebook page managed by the federal government. Read: Subsidised housing finance of PKR 45 billion approved: Reza Baqir Reportedly, this housing finance facility is \u2018making affordable housing a reality\u2019 and \u2018enabling low and middle income to own their houses\u2019. As per the shared details of the financing, the applicants can avail loans in three tiers for the duration of up to 20 years. The markup details are as follows: Tier-0: Loans of up to PKR 2.7 million will be offered under this tier, for housing units up to 5-marla that are being developed by Naya Pakistan Housing and Development Authority (NAPHDA) or under public-private partnership. The fixed mark-up rate for this tier is 3% for the first five years and 5% for the years 6-10, and the mark up of the remaining years will be determined by banks as per their policy. Tier-1: Loans of up to PKR 6 million will be offered under this tier, for…<\/p>\n","protected":false},"author":75,"featured_media":75429,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[15016,15017],"tags":[47240,47241,17184],"persona":[],"class_list":{"0":"post-78428","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-new-developments","8":"category-notices-announcements","9":"tag-govt-reshares-mark-up-details-on-home-loans-available-under-nphp-initiative","10":"tag-housing-f","11":"tag-naya-pakistan-housing-programme-nphp","12":"cat-15016-id","13":"cat-15017-id"},"acf":[],"yoast_head":"\nGovt reshares mark-up details on home loans - Zameen News<\/title>\n<meta name=\"description\" content=\"Islamabad: The government has reshared the markup details on the subsidized markup housing finance offered under the Naya Pakistan Housing Programme\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.zameen.com\/news\/mark-up-details-on-home-loans-available-under-nphp.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Govt reshares mark-up details on home loans - 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