{"id":82931,"date":"2022-01-10T17:37:42","date_gmt":"2022-01-10T12:37:42","guid":{"rendered":"https:\/\/www.zameen.com\/news\/?p=82931"},"modified":"2022-01-11T11:29:08","modified_gmt":"2022-01-11T06:29:08","slug":"low-cost-housing-projects-markup-subsidy","status":"publish","type":"post","link":"https:\/\/www.zameen.com\/news\/low-cost-housing-projects-markup-subsidy.html","title":{"rendered":"Markup subsidy period for low-cost NAPHDA housing projects being extended"},"content":{"rendered":"\n

Islamabad: In an attempt to help low-income applicants of the Naya Pakistan Housing Programme (NPHP), the federal government has decided to extend the loan markup subsidy duration<\/a> from 10 to 15 years, according to news reports. Following the new extension term, all projects developed by the Naya Pakistan Housing Development Authority (NPHDA) will be charged a 2% markup for the first 5 years, a 4% markup for the second, and a 5% markup for the remainder of the subsidy period.<\/p>\n\n\n\n

Read:<\/strong> Bids invited for electrification work at LDA City Naya Pakistan Apartments<\/a><\/p>\n\n\n\n

\u00a0According to reports, the cabinet division approved the summary following an evaluation of the current Government Markup Subsidy Scheme (G-MSS) by commercial banks and home financing organisations. According to the research, most applicants are ineligible for the existing 10-year term due to high debt-to-burden (DTB) ratios, particularly for Tier-1 NAPHDA projects. Furthermore, the Securities and Exchange Commission of Pakistan (SECP)<\/a> has recommended that Housing Finance Companies (HFCs) be included in the scope of the G-MSS for all three tiers, on the same terms and conditions as commercial banks\/FIs\/HBFCs, in order to improve coverage and outreach of housing finance facilities. <\/p>\n\n\n\n

Read:<\/strong> Construction cost of LDA City Naya Pakistan Apartments increases<\/a><\/p>\n\n\n\n

According to the State Bank of Pakistan (SBP)<\/a>, commercial banks received loan applications totalling PKR\u00a0 258.6 billion under the present G-MSS as of December 8, 2021. Loans totalling PKR 104.6 billion were approved<\/a>, and PKR 29.8 billion were disbursed amongst borrowers.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"

Islamabad: In an attempt to help low-income applicants of the Naya Pakistan Housing Programme (NPHP), the federal government has decided to extend the loan markup subsidy duration from 10 to 15 years, according to news reports. Following the new extension term, all projects developed by the Naya Pakistan Housing Development Authority (NPHDA) will be charged a 2% markup for the first 5 years, a 4% markup for the second, and a 5% markup for the remainder of the subsidy period. Read: Bids invited for electrification work at LDA City Naya Pakistan Apartments \u00a0According to reports, the cabinet division approved the summary following an evaluation of the current Government Markup Subsidy Scheme (G-MSS) by commercial banks and home financing organisations. According to the research, most applicants are ineligible for the existing 10-year term due to high debt-to-burden (DTB) ratios, particularly for Tier-1 NAPHDA projects. Furthermore, the Securities and Exchange Commission of Pakistan (SECP) has recommended that Housing Finance Companies (HFCs) be included in the scope of the G-MSS for all three tiers, on the same terms and conditions as commercial banks\/FIs\/HBFCs, in order to improve coverage and outreach of housing finance facilities. Read: Construction cost of LDA City Naya Pakistan Apartments…<\/p>\n","protected":false},"author":84,"featured_media":75429,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[15013],"tags":[50448,5306,50447],"persona":[],"class_list":{"0":"post-82931","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-construction","8":"tag-home-loan-subsisidy","9":"tag-home-loans","10":"tag-loan-markup-subsidy","11":"cat-15013-id"},"acf":[],"yoast_head":"\nGovt extend housing loan markup subsidy to 15 yrs- Zameen News<\/title>\n<meta name=\"description\" content=\"Islamabad: In an attempt to help low-income applicants of the Naya Pakistan Housing Programme (NPHP), the federal government has decided to extend the\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.zameen.com\/news\/low-cost-housing-projects-markup-subsidy.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Govt extend housing loan markup subsidy to 15 yrs- Zameen News\" \/>\n<meta property=\"og:description\" content=\"Islamabad: In an attempt to help low-income applicants of the Naya Pakistan Housing Programme (NPHP), the federal government has decided to extend the\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.zameen.com\/news\/low-cost-housing-projects-markup-subsidy.html\" \/>\n<meta property=\"og:site_name\" content=\"Pakistan Real Estate News & Pakistan Property News & Latest Updates - 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