{"id":83792,"date":"2022-02-10T12:51:01","date_gmt":"2022-02-10T07:51:01","guid":{"rendered":"https:\/\/www.zameen.com\/news\/?p=83792"},"modified":"2022-02-10T12:51:01","modified_gmt":"2022-02-10T07:51:01","slug":"sbp-change-lending-mechanisms-tier-1","status":"publish","type":"post","link":"https:\/\/www.zameen.com\/news\/sbp-change-lending-mechanisms-tier-1.html","title":{"rendered":"SBP directs banks to change lending mechanisms for Tier-1 applicants"},"content":{"rendered":"\n<p>Karachi: The State Bank of Pakistan (SBP) on Thursday (February 03) amended the Naya Pakistan Housing Programme (NPHP)\u2019s financing regulations to cater for the needs of Tier-1 applicants, news sources reported. The new regulations have revised the financing mechanism under the government\u2019s Naya Pakistan Low-Cost Housing Scheme (NPLHS) of Kamyab Pakistan Program.<\/p>\n\n\n\n<p><strong>Read:<\/strong> <a href=\"https:\/\/www.zameen.com\/news\/private-sector-3-mn-units-nphp.html\" target=\"_blank\" rel=\"noreferrer noopener\">Private sector interested in constructing 3+ mn units under NPHP<\/a><\/p>\n\n\n\n<p>As per the notification, the following changes have been made:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Tier-1 applicants are exempted from Proxy Mean Test (PMT) scores to get financing under Naya Pakistan Housing &amp; Development Authority (NAPHDA). Now the applicant doesn&#8217;t need to be a beneficiary of the Ehsaas programme.\u00a0<\/li><li>The Tier-1 housing schemes under NAPHDA for Low-cost housing will be extended and developed throughout the country instead of the selected regions\/districts.\u00a0\u00a0<\/li><li><a href=\"https:\/\/www.zameen.com\/news\/sbp-dfis-exposure-limit-25-target.html\" data-type=\"post\" data-id=\"81938\" target=\"_blank\" rel=\"noreferrer noopener\">Financial institutions<\/a> may continue to provide wholesale loans via Microfinance providers (MFPs) but will not provide direct lending to consumers under NPLCHS.\u00a0<\/li><\/ul>\n\n\n\n<p> <strong>Read:<\/strong> <a href=\"https:\/\/www.zameen.com\/news\/js-bank-achieves-a-billion-marks-in-housing-loans.html\" target=\"_blank\" rel=\"noreferrer noopener\">JS Bank achieves a billion mark in housing loan disbursement<\/a><\/p>\n\n\n\n<p>The SBP has recently asked all commercial banks to expedite loan distribution under the low-cost housing scheme in a similar move. In addition, it has directed commercial banks to <a href=\"https:\/\/www.zameen.com\/news\/sbp-housing-loan-share-7.html\" data-type=\"post\" data-id=\"83322\" target=\"_blank\" rel=\"noreferrer noopener\">boost loan amounts to 7%<\/a> of overall lending by banks.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Karachi: The State Bank of Pakistan (SBP) on Thursday (February 03) amended the Naya Pakistan Housing Programme (NPHP)\u2019s financing regulations to cater for the needs of Tier-1 applicants, news sources reported. The new regulations have revised the financing mechanism under the government\u2019s Naya Pakistan Low-Cost Housing Scheme (NPLHS) of Kamyab Pakistan Program. Read: Private sector interested in constructing 3+ mn units under NPHP As per the notification, the following changes have been made:&nbsp; Tier-1 applicants are exempted from Proxy Mean Test (PMT) scores to get financing under Naya Pakistan Housing &amp; Development Authority (NAPHDA). Now the applicant doesn&#8217;t need to be a beneficiary of the Ehsaas programme.\u00a0 The Tier-1 housing schemes under NAPHDA for Low-cost housing will be extended and developed throughout the country instead of the selected regions\/districts.\u00a0\u00a0 Financial institutions may continue to provide wholesale loans via Microfinance providers (MFPs) but will not provide direct lending to consumers under NPLCHS.\u00a0 Read: JS Bank achieves a billion mark in housing loan disbursement The SBP has recently asked all commercial banks to expedite loan distribution under the low-cost housing scheme in a similar move. In addition, it has directed commercial banks to boost loan amounts to 7% of overall lending by&hellip;<\/p>\n","protected":false},"author":84,"featured_media":75429,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[15013],"tags":[51083,46689,51085,51086,51084],"persona":[],"class_list":{"0":"post-83792","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-construction","8":"tag-housing-loan-tier-1","9":"tag-kamyab-pakistan-programme","10":"tag-sbp-directs-banks-to-change-lending-mechanisms-for-tier-1-applicants","11":"tag-sbp-notification","12":"tag-tier-1-loan-scheme","13":"cat-15013-id"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>SBP ask banks to change lending mechanisms for Tier-1- Zameen News<\/title>\n<meta name=\"description\" content=\"Karachi: The State Bank of Pakistan (SBP) on Thursday (February 03) amended the Naya Pakistan Housing Programme (NPHP)\u2019s financing regulations to cater\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.zameen.com\/news\/sbp-change-lending-mechanisms-tier-1.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SBP ask banks to change lending mechanisms for Tier-1- Zameen News\" \/>\n<meta property=\"og:description\" content=\"Karachi: The State Bank of Pakistan (SBP) on Thursday (February 03) amended the Naya Pakistan Housing Programme (NPHP)\u2019s financing regulations to cater\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.zameen.com\/news\/sbp-change-lending-mechanisms-tier-1.html\" \/>\n<meta property=\"og:site_name\" content=\"Pakistan Real Estate News &amp; Pakistan Property News &amp; Latest Updates - Zameen News\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/ZameenPK\" \/>\n<meta property=\"article:published_time\" content=\"2022-02-10T07:51:01+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/news-cdn.zameen.com\/wp-content\/uploads\/2021\/04\/NPHP.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1170\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Nauman Ahmad\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@ZameenProperty\" \/>\n<meta name=\"twitter:site\" content=\"@ZameenProperty\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Nauman Ahmad\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"SBP ask banks to change lending mechanisms for Tier-1- Zameen News","description":"Karachi: The State Bank of Pakistan (SBP) on Thursday (February 03) amended the Naya Pakistan Housing Programme (NPHP)\u2019s financing regulations to cater","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.zameen.com\/news\/sbp-change-lending-mechanisms-tier-1.html","og_locale":"en_US","og_type":"article","og_title":"SBP ask banks to change lending mechanisms for Tier-1- Zameen News","og_description":"Karachi: The State Bank of Pakistan (SBP) on Thursday (February 03) amended the Naya Pakistan Housing Programme (NPHP)\u2019s financing regulations to cater","og_url":"https:\/\/www.zameen.com\/news\/sbp-change-lending-mechanisms-tier-1.html","og_site_name":"Pakistan Real Estate News &amp; Pakistan Property News &amp; Latest Updates - Zameen News","article_publisher":"https:\/\/www.facebook.com\/ZameenPK","article_published_time":"2022-02-10T07:51:01+00:00","og_image":[{"width":1170,"height":400,"url":"https:\/\/news-cdn.zameen.com\/wp-content\/uploads\/2021\/04\/NPHP.jpg","type":"image\/jpeg"}],"author":"Nauman Ahmad","twitter_card":"summary_large_image","twitter_creator":"@ZameenProperty","twitter_site":"@ZameenProperty","twitter_misc":{"Written by":"Nauman Ahmad","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/www.zameen.com\/news\/sbp-change-lending-mechanisms-tier-1.html#article","isPartOf":{"@id":"https:\/\/www.zameen.com\/news\/sbp-change-lending-mechanisms-tier-1.html"},"author":{"name":"Nauman Ahmad","@id":"https:\/\/www.zameen.com\/news\/#\/schema\/person\/0ea33500845f59b56c53060ac1ef44a9"},"headline":"SBP directs banks to change lending mechanisms for Tier-1 applicants","datePublished":"2022-02-10T07:51:01+00:00","mainEntityOfPage":{"@id":"https:\/\/www.zameen.com\/news\/sbp-change-lending-mechanisms-tier-1.html"},"wordCount":213,"commentCount":0,"publisher":{"@id":"https:\/\/www.zameen.com\/news\/#organization"},"image":{"@id":"https:\/\/www.zameen.com\/news\/sbp-change-lending-mechanisms-tier-1.html#primaryimage"},"thumbnailUrl":"https:\/\/news-cdn.zameen.com\/wp-content\/uploads\/2021\/04\/NPHP.jpg","keywords":["Housing loan Tier-1","Kamyab Pakistan Programme","SBP directs banks to change lending mechanisms for Tier-1 applicants","SBP notification","Tier 1 loan scheme"],"articleSection":["Construction"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.zameen.com\/news\/sbp-change-lending-mechanisms-tier-1.html#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.zameen.com\/news\/sbp-change-lending-mechanisms-tier-1.html","url":"https:\/\/www.zameen.com\/news\/sbp-change-lending-mechanisms-tier-1.html","name":"SBP ask banks to change lending mechanisms for Tier-1- Zameen News","isPartOf":{"@id":"https:\/\/www.zameen.com\/news\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.zameen.com\/news\/sbp-change-lending-mechanisms-tier-1.html#primaryimage"},"image":{"@id":"https:\/\/www.zameen.com\/news\/sbp-change-lending-mechanisms-tier-1.html#primaryimage"},"thumbnailUrl":"https:\/\/news-cdn.zameen.com\/wp-content\/uploads\/2021\/04\/NPHP.jpg","datePublished":"2022-02-10T07:51:01+00:00","description":"Karachi: The State Bank of Pakistan (SBP) on Thursday (February 03) amended the Naya Pakistan Housing Programme (NPHP)\u2019s financing regulations to cater","breadcrumb":{"@id":"https:\/\/www.zameen.com\/news\/sbp-change-lending-mechanisms-tier-1.html#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.zameen.com\/news\/sbp-change-lending-mechanisms-tier-1.html"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.zameen.com\/news\/sbp-change-lending-mechanisms-tier-1.html#primaryimage","url":"https:\/\/news-cdn.zameen.com\/wp-content\/uploads\/2021\/04\/NPHP.jpg","contentUrl":"https:\/\/news-cdn.zameen.com\/wp-content\/uploads\/2021\/04\/NPHP.jpg","width":1170,"height":400},{"@type":"BreadcrumbList","@id":"https:\/\/www.zameen.com\/news\/sbp-change-lending-mechanisms-tier-1.html#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.zameen.com\/news"},{"@type":"ListItem","position":2,"name":"SBP directs banks to change lending mechanisms for Tier-1 applicants"}]},{"@type":"WebSite","@id":"https:\/\/www.zameen.com\/news\/#website","url":"https:\/\/www.zameen.com\/news\/","name":"Pakistan Real Estate News &amp; Pakistan Property News &amp; Latest Updates - Zameen News","description":"","publisher":{"@id":"https:\/\/www.zameen.com\/news\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.zameen.com\/news\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.zameen.com\/news\/#organization","name":"Zameen.com","alternateName":"Zameen","url":"https:\/\/www.zameen.com\/news\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.zameen.com\/news\/#\/schema\/logo\/image\/","url":"https:\/\/news-cdn.zameen.com\/wp-content\/upload\/2015\/09\/Zameen.com_-_Logo.png","contentUrl":"https:\/\/news-cdn.zameen.com\/wp-content\/upload\/2015\/09\/Zameen.com_-_Logo.png","width":600,"height":300,"caption":"Zameen.com"},"image":{"@id":"https:\/\/www.zameen.com\/news\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/ZameenPK","https:\/\/x.com\/ZameenProperty","https:\/\/www.instagram.com\/zameenpk\/"]},{"@type":"Person","@id":"https:\/\/www.zameen.com\/news\/#\/schema\/person\/0ea33500845f59b56c53060ac1ef44a9","name":"Nauman Ahmad","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/news-cdn.zameen.com\/wp-content\/uploads\/2021\/05\/Picture1-96x96.png","url":"https:\/\/news-cdn.zameen.com\/wp-content\/uploads\/2021\/05\/Picture1-96x96.png","contentUrl":"https:\/\/news-cdn.zameen.com\/wp-content\/uploads\/2021\/05\/Picture1-96x96.png","caption":"Nauman Ahmad"},"description":"Nauman Ahmad is an imaginative Pisces whose love for literature and nature is unparalleled. When he's not reading or hiking, he's sleeping and eating, which gives him plenty of energy for his next adventure.","sameAs":["https:\/\/www.zameen.com"],"url":"https:\/\/www.zameen.com\/news\/author\/nauman_ahmad"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/posts\/83792","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/users\/84"}],"replies":[{"embeddable":true,"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/comments?post=83792"}],"version-history":[{"count":1,"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/posts\/83792\/revisions"}],"predecessor-version":[{"id":83793,"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/posts\/83792\/revisions\/83793"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/media\/75429"}],"wp:attachment":[{"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/media?parent=83792"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/categories?post=83792"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/tags?post=83792"},{"taxonomy":"persona","embeddable":true,"href":"https:\/\/www.zameen.com\/news\/wp-json\/wp\/v2\/persona?post=83792"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}