{"id":84659,"date":"2022-03-17T11:57:36","date_gmt":"2022-03-17T06:57:36","guid":{"rendered":"https:\/\/www.zameen.com\/news\/?p=84659"},"modified":"2022-03-17T11:57:42","modified_gmt":"2022-03-17T06:57:42","slug":"regulations-financing-low-cost-housing","status":"publish","type":"post","link":"https:\/\/www.zameen.com\/news\/regulations-financing-low-cost-housing.html","title":{"rendered":"SBP revises regulations to promote financing for low-cost housing"},"content":{"rendered":"\n<p>Karachi: The State Bank of Pakistan (SBP) has revised Prudential Regulations for Microfinance Banks (MFBs) to promote financing for <a href=\"https:\/\/www.zameen.com\/news\/sbp-housing-loan-share-7.html\" target=\"_blank\" rel=\"noreferrer noopener\">low-cost housing<\/a> and Micro &amp; Small Enterprises (MSE), according to a news story published on Thursday (March 17).\u00a0<\/p>\n\n\n\n<p><strong>Read: <\/strong><a href=\"https:\/\/www.zameen.com\/news\/sbp-standards-qr-code-based-digital-payments.html\" target=\"_blank\" rel=\"noreferrer noopener\">SBP fixes unified standards for QR code-based digital payments<\/a><\/p>\n\n\n\n<p>As per the details, the revised regulations include risk management to ensure prudent housing and microenterprise financing, additional guidance for property assessment, and mortgage creation. Another amendment in the regulations was creating separate requirements for classification\/provisioning and charging of non-performing loans for each category. Also, definitions of important terms have been provided for clarity and effective compliance.<\/p>\n\n\n\n<p><strong>Read: <\/strong><a href=\"https:\/\/www.zameen.com\/news\/sbp-firms-house-loans-employees.html\" target=\"_blank\" rel=\"noreferrer noopener\">SBP urges private firms to take house loans for employees<\/a><\/p>\n\n\n\n<p>Moreover, these changes are expected to decrease the cost of serving low-income borrowers by encouraging them to draw finance for MSE and low-cost housing. It is expected to improve the reach of MFBs to the underprivileged segment of society. It is pertinent to note that MFBs have a vital role to play in providing financial services to the low-income groups.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Karachi: The State Bank of Pakistan (SBP) has revised Prudential Regulations for Microfinance Banks (MFBs) to promote financing for low-cost housing and Micro &amp; Small Enterprises (MSE), according to a news story published on Thursday (March 17).\u00a0 Read: SBP fixes unified standards for QR code-based digital payments As per the details, the revised regulations include risk management to ensure prudent housing and microenterprise financing, additional guidance for property assessment, and mortgage creation. Another amendment in the regulations was creating separate requirements for classification\/provisioning and charging of non-performing loans for each category. Also, definitions of important terms have been provided for clarity and effective compliance. Read: SBP urges private firms to take house loans for employees Moreover, these changes are expected to decrease the cost of serving low-income borrowers by encouraging them to draw finance for MSE and low-cost housing. It is expected to improve the reach of MFBs to the underprivileged segment of society. It is pertinent to note that MFBs have a vital role to play in providing financial services to the low-income groups.&nbsp;<\/p>\n","protected":false},"author":83,"featured_media":76277,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[15017],"tags":[45599,51592,51591,21853],"persona":[],"class_list":{"0":"post-84659","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-notices-announcements","8":"tag-low-cost-housing-finance","9":"tag-microfinance-bank-mfb","10":"tag-sbp-revises-regulations-to-promote-financing-for-low-cost-housing","11":"tag-state-bank-of-pakistan-sbp","12":"cat-15017-id"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Regulations revised to boost financing for low-cost housing- Zameen News<\/title>\n<meta name=\"description\" content=\"The State Bank of Pakistan (SBP) has revised Prudential Regulations for Microfinance Banks (MFBs) to promote financing for low-cost housing and MSE....\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.zameen.com\/news\/regulations-financing-low-cost-housing.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Regulations revised to boost financing for low-cost housing- Zameen News\" \/>\n<meta property=\"og:description\" content=\"The State Bank of Pakistan (SBP) has revised Prudential Regulations for Microfinance Banks (MFBs) to promote financing for low-cost housing and MSE....\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.zameen.com\/news\/regulations-financing-low-cost-housing.html\" \/>\n<meta property=\"og:site_name\" content=\"Pakistan Real Estate News &amp; 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