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Where to Buy discussions and advice. Participate in ongoing dicussions and get invaluable Where to Buy advice from people who are experts in their industries or start a new Where to Buy discussion.
Muhammad Ily..
( 135 posts )

[21 Replies]
Dear experts!

I am a salaried person living on rent in karachi. Right now, i have one million saving + i can pay installments of upto 100,000 per month.

I am looking for an installment based secure investment which i could nourish for 3-4 years and after that sell and make my house by year 2020.

I have seen some healthy discussions on various threads about few projects in karachi and islamabad and shortlisted few options:

1 - 125 sqy bahria town karachi (with or without number?)
Attraction: very cheap

2 - fazaia housing scheme karachi (buy a standard 3bed or luxury 2bed file right after balloting)
Attraction: secured, 5 years plan

3 - buy a 10marla file in dha bahawalpur after balloting
Attraction: secure, cheap

4 - bahria enclave block p (new booking)
Attraction: confirm plot number, seemingly secured


I would be really grateful for brotherly advice of valued members and experts.

    1842 days ago In Where to Buy
    Post Answer
    Baber Rabban..
    (1628 posts)
    Kindly elaborate your question a little more. You seem to have sole aim of making your home in 2020 and live there. You mentioned Enclave and Bahawalpur to be an option. You can also live in Islamabad or its just an option for investment purpose.

    Also size of the house or apartment where your want to live in future.

    I think investment options are best where you one finally want to live in future.
      1842 days ago 

      Muhammad Ily..
      (135 posts)
      @B.R. Malik: I would need a 3bed house. I want to live in Karachi, more specifically in Bahria Town. Other city options are only as investment. For living purpose, Bahria Homes (200sqy Villa) is my ideal but it's upfront cost (down payment+own+installments) is beyond my range now.
        1842 days ago 

        Baber Rabban..
        (1628 posts)
        It someone can live in Bahria Town Karachi than he/she is quite fortunate to have some high class living in such a low price.

        But BTK will take much longer time to have a big community so that all community related facilities are available. It's too far. BTK will take more than 5 years in my humble view.

        I am not fit to comment properly on the subject as I am not well versed with Karachi. But you asked in email to comment so I am commenting.

        If Fizaia Karachi's location is identified than it's also a very good option in case it's location is better. If it's not very good location than BTK is fine.

        Suppose you are convinced to live in BTK, than probably investing in plots will be better instead of homes or apartments.
          1842 days ago 

          Muhammad Ily..
          (135 posts)
          I am also inclined towards BTK as its 125sqy plot would cost 1.4 million after full payment. But BTK is new to khi, and we are hearing stories of its dirty tricks.



          If:

          1 - BTK doesn't shuffle map again and stick to existing 31 precinct map

          2 - starts giving possession in 2016 or 2017, at least

          3 - total price of 3 x 125syq plots is 50%-70% of price of 200sqy villa in 3-4 years time; then



          I shall go for 125sqy files.
            1842 days ago 

            Nadeem Ahmed
            (4414 posts)
            Dear Muhammad Ilyas,

            If you like to live in Karachi then all of your above options i think 125 sq yad bahria town Karachi with number is best option if you get something up to precinct 22.I hope it will give you good return after 2 to 3 years time period.

            Allah knows best.It's just my opinion.

            Regards
              1842 days ago 

              Muhammad Ily..
              (135 posts)
              @Thanks Nadeem Sb & Malik Sb.
                1842 days ago 

                Baber Rabban..
                (1628 posts)
                Bahria does dirty tricks everywhere. Try your best to opt for safe options. But long term investors/home makers are relatively safer.

                Go for BTK and you will have a very happy living Inshallah.

                Bahria is a large community and famous for "jungle mein mungle". Other developers like Fizaia and DHA are not quite famous for it.
                  1842 days ago 

                  Sayeein
                  (1278 posts)
                  Dear ilyas saab,





                  I am not too informed about karachi, therefore, I would refrain from making any not so right statement.



                  my gut feeling is that if Bahria develops it by 2020 then I think it will be a good place to build your house at. And this is based on Malik Riaz's previous developments in Rawal Pindi.



                  please make sure that the land or plot you are acquiring is clear and his project in khi has no legal issues.



                  It would be best if you visit the area yourself and its worth it. Ask many dealers and never make a decision under any pressure or excitement.



                  I am sorry that I could not offer help on khi. May Allah guide you to make right decision.
                    1841 days ago 

                    Isloo
                    (1346 posts)
                    Dear Ilyas, since you want to invest now for better returns by 2020, therefore, you need to select option that does not lag behind BTK. Of all the options you've listed, I would favor Bahria Enclave Islamabad P block with merge option. Reason, BE is ready to get populated as many sectors already given possession and life has begun slowly and gradually. Secondly, merging will save you a lot on actual price.
                      1841 days ago 

                      Prop Guide
                      (6959 posts)
                      Isloo sb,

                      Could u kindly explain, why BE P Block is better wid merging option?

                      I think we can get plot existing blocks in the same price? Or i m missing sm thing abt P Block?

                      Regards
                        1841 days ago 

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