Sir how can I invest my 60,000 for a good income? I’ve no idea about investing money.
-Dollar is not a good investment because it covers only rupee devaluation against the dollar. In fact the dollar itself may be losing against other currencies, and dollar is also losing its purchasing power in the international market due to inflation. Therefore, dollar investment does not even cover against real devaluation.
-Gold is a reasonably good investment but is subject to 2.5% zakat per year which makes it not so good. Gold provides coverage against inflation and devaluation.
But gold does not give you a real return on investment. Why? The reason is that gold rises in the international market as rupee inflation rises. Most demand for gold is in india where people buy it for safe investment. Gold will do well these days because indian economy is slowing down and therefore people will have to switch their investment from slowing stock markets to alternative options like gold and diamonds.
-Real estate in Pakistan remains a good but risky option. During real estate slump it is a good time to invest in Islamabad, Lahore and Karachi. But Islamabad remains the best option. The prices of property in Islamabad if purchased smartly at the right places will give you coverage against devaluation and inflation but may not give you a good real ROI in the short term. In the long term it will give you security plus ROI.
If anyone want to invest in dollars, I believe it is much better to invest to buy property in abroad such as canada / Australia.
I live in canada and if someone interested to get more information, please reply at the following email address.
Big investment can also allow you to get Canadian Citizenship.
Thanks
@Kashif
My cousin, a Canadian national, who lives in Calgary is investing at the moment in Pakistan real estate market with his money earned in Canada. We all know that if you invest in the right areas of Pakistan you can make better ROI in Pakistani real estate because property prices are rising faster in Pakistan than in Canada.
As for Canadian nationality, some people who went to Canada for nationality now want to move back to Pakistan or to middle east because they want to give their children a more Islamic upbringing.
There are many Islamic schools and good Islamic environment in UK but in Canada it is a different story and only 1 or 2 cities have this facility.
Nice to read but stock market (share business) is not covered. In my opinion normally all investments fields grow nearly equal but once in 20 years,big fishes eats small fishes like what happen with gold in last 8 years. Gold uprising was not the game actual game was when it was not rising compare to real estate and commodities and stocks. So same game is happening in other fields also, but big players keeping gaps of one generation to next generation so people should forget no surprise if gold fall badly if so it will repeat the history of gold.
My suggestion? Divide your money to all fields.
- Real estate (commercial) for long run.
- FC account
- Stock market (if cash in Rs)
- Gold
Pay zakat, help others by your money to earn more and more inshAllah.
Buy a plot and build flats on small scale , i mean to say you may buy an even small plot of 80 yards and build 8 flats on four floors, that way you can earn almost 1 crore 20 lacs, within a year, you have to invest just 30 lacs for buying the plot and then invest 30 lacs after a while for building it, many prospect buyers would come to you as soon as you start demolishatiion of old structure. That way they would pay you the half booking amount within few months. For more detials you can contact me at tausifhanif@gmail.Com
Aa Can any one guide what is the best way for people who save almost 10 to 20 thousand per month.What is the price of locker and tax plus other charges. Specially if you wana buy gold it is again lot of panic as it shall be difficult for a common person like me to evaluate its purity. Please guide what should a common man with a small saving should do.Someone has informed that buying of saving certificate is the best option in this regard and they can prove beneficial in long term. Kindly guide...
Gold investment program of 18% return per year of your investment and paid in the form of monthly 1.5% profit.
Assalam-O-Alaikum!
I know it's kinda ridiculous question to ask on a platform like this but I had to do this beacuse I desperately need to hear some suggestions from some really experienced minds here.
So basically, 'm a student right now. & 'm going to appear for exams after 6 months from now, for which I will be needing PKR 80,000 to get registered. I have got PKR 60,000 in my pockets right now & I am not doing any job or business. My question is that, is there any way I could roll up this money within these days? If yes, then HOW? Moreover, I also want to earn money. So guide me as to how a student, who is studying A'levels right now, can earn money in the best possible way?
Talha bhai… I think the best option for you would be to do some deals and earn commission on it e.g renting someone’s house or buying/selling something for someone and earning your commission in it. But you might have to hang out in a good property office I guess.
@ junaid…How can an a levels make a deal…Its a tough job plus one has to be aware of the fraudulent people very much…
Don’t agree with most for Gold as price rise to $1800 per ounce in 2013 and now it is 1225 so dear friends you can imagine how much people lost I agree it rise but who comes in game they have huge loss ,Dollar is better but if you invest in property in proper time and proper place it will be the best but for it you should be very smart.
Yes agreed !
Observation from last 10 years:
Jan 2003 plot 30x60 G-14/4 was 12 lac today 90-95 lac = 8 time increase
Jan 2004 gold 22k per 10 grams was 8k today 40k = 5 time increase
I think property is best but reclaim money in both need quality decision while investing
Regards
Hi i work and live in Germany last many yeats. I want to know what is the best investment in pakistan specially in karachi. Amount could be 40 lacs. Investment should be secure please guide me
@ Ahmad…Sir dha 2 islamabad is good option in this budget.
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Spouse invest 10 lac so your possible return 150,000/= Rupee per month
If you buy or build a commercial building in a major city of Pakistan, that is the best investment.
You get:- Rent + Value appreciation!
Zafar your broker trades in international commodity market or local commodity market?.He deals in electronic trading or trading of physical goods and is the profit guaranteed? and lastly what’s name of your broker?
I believe Profit & lose purely belongs to Allah SWT, I bought a 25x40 plot at G-13 in 2008 in 27 lac, I waited 3 years and sold in early 2011 in just 31 lac and now after 3 years its around 65 lac….and on the other hand see the gold prices hike between 2008 to 2011. And then from 2012 to now, totally different and opposite stories. So I reckon no one is genius who takes the right decisions at right time, its future that no one’s can predict exactly we can just forecast and believe that I will be fruitful for us but who knows.Bottom line is, if someone didn’t get expected outcome on his hard-earned investment should not curse himself for his wrong decision, it’s all mighty Allah’s wish whether we get profit or lose and we pray that Allah SWT show us the right path to take right decision at right time………Ameen