Roshan Digital Account

SBP Initiative for Digital Onboarding of Overseas Pakistanis.

Roshan Apna Ghar

Roshan Apna Ghar an exclusive product for Non Resident Pakistanis (NRPs) to buy, build or renovate their homes in Pakistan.

Learn More

Roshan Apni Car

Roshan Apni Car enables Non Resident Pakistanis to buy car of their choice for their loved ones in Pakistan at attractive rates.

Learn More

Roshan Samaji Khidmat

Roshan Samaaji Khidmat provides the facility to pay for charities and donations in Pakistan using a convenient one-stop payment platform.

Learn More

Naya Pakistan

Naya Pakistan Certificates (NPCs) are USD, PKR, Euro and British Pound-denominated sovereign instruments issued by the Government of Pakistan.

Learn More

Lifestyle Banking

The Roshan Digital Account fully integrates the Pakistani diaspora with Pakistan’s banking and payment system by:

Digital Access

Providing digital access to all conventional account services including funds transfer, bills and fee payments, and e-commerce.

Non-Resident Facilitation

Enabling Non Resident Pakistanis to buy car of their choice for their loved ones in Pakistan at attractive rates through Roshan Apni Gari.

Roshan Samaji Khidmat

Providing the facility to pay for charities and donations in Pakistan using a convenient one-stop payment platform through Roshan Samaaji Khidmat

Investment Opportunities

Investment in shares and units of funds in Pakistan Stock Market.
Investment in units of mutual funds (Open Ended Scheme).

Commercial/Residential Investment

Opening up investment opportunities in the Pakistani property market including both commercial and residential real estate.

Naya Pakistan Certificates

Enabling investment by non-resident Pakistanis in Naya Pakistan Certificates (NPCs) issued by the Government of Pakistan, in USD, GBP, EURO and PKR at very attractive risk free rates and in both conventional and Shariah-compliant forms.

Currency Facilitation

Allowing the customer to choose a foreign currency or rupee-denominated account, or both. For NRPs, these accounts would be interoperable and enable real-time online conversion from foreign currency to Pakistani Rupees and vice versa.
A New Era of Banking in Pakistan

A New Era of Banking in Pakistan

Roshan Digital Account is a major initiative of State Bank of Pakistan, in collaboration with commercial banks operating in Pakistan.

These accounts provide innovative banking solutions for millions of Non Resident Pakistanis (NRPs), including Non-Resident Pakistan Origin Card (POC) holders, seeking to undertake banking, payment and investment activities in Pakistan.

Eligibility

Eligibility

All the stakeholders eligible for this program.

Non-resident Pakistanis with Pakistani passport, NICOP, POC or NIC
Individuals who are employed, self-employed, unemployed, housewives/homemakers, students, children, and pensioners.
Companies or entities cannot open Roshan Digital Account.

Interested in learning more?

Learn more about Roshan Digital Accounts and avail all the exclusive benefits!

Learn More