Features and Benefits
It is pertinent to mention here any additional documents may be required by the bank.
Some/all features and benefits may not be applicable on every application, as each case may differ, allowing banks to offer more or less from the aforementioned list.
HBL, established in 1947, was the first commercial bank. Being Pakistan’s largest bank, HBL has not only grown its branch network but also maintained its position as the largest private sector bank in Pakistan with over 1,650+ branches and 2,100+ ATMs globally, serving around 23 million customers worldwide. Moreover, the Bank is a leading full-service commercial bank. The key areas of operation are Branch Banking, Treasury, SME & Rural Banking, Corporate & Investment Banking, Financial Institutions & Global Trade Services, Transaction Banking and Islamic Banking.
The mainstay of the Bank is the Branch Banking business, which helps in positioning HBL as the largest retail bank in Pakistan catering to all market segments. Furthermore, HBL Corporate & Investment Banking Group is a leading provider of financial services to multinational and local corporate clients across the country. Other than that, it also has the largest Treasury operations in Pakistan and plays a key role in Pakistan’s domestic markets.
HBL relishes a significant international footprint and is the largest domestic multinational as well. The Bank’s international footprint holds significant importance as it enables its core customers to use its services across the globe. Interestingly, China remains the lynchpin of HBL’s international strategy and the Bank is the largest executor of CPEC related financing in Pakistan. In December 2019, the Bank became successful in achieving the much-coveted branch license to offer financial services to clients in Beijing.
Moving forward, it is one of the largest and leading Islamic banking players in the country. The bank delivers a plethora of Shariah-compliant solutions to its diverse clientele and is committed to coming up with innovative products and initiatives for its valued customers. The Islamic services, offered by HBL, are first approved by the bank’s Shariah Board which is formed by renowned Shariah scholars of Pakistan. A housing scheme will provide convenient and affordable housing options under the Shariah-compliant guidelines of Diminishing Musharakah mode of financing.
- All men and women having a valid CNIC
- Applicants should not have their own home
- An individual can avail this Profit Subsidy Scheme only once in a lifetime