House Building Finance Company Limited (HBFC), established in 1952 by the Government of Pakistan, is the only housing finance institution in Pakistan. It is an unlisted public limited company, whose capital is jointly held by the State Bank of Pakistan (SBP) and the Federal Ministry of Finance — shareholding 90.31% and 9.69% respectively. HBFC aims to provide financing facilities for the construction and purchase of houses with the help of its deep-rooted and national footprint of 51 Branches, 7 Area offices, 3 Regional offices and a Head Office based in Karachi. As a matter of their mandate, this institution focused on providing finance for the housing needs of lower- and middle-income citizens. HBFC has brought forth numerous products to cater for the needs of large segments of the population. One of its housing finance products is Ghar Aasan Flexi, which makes it easier for citizens to build their homes. Furthermore, in view of the falling affordability of citizens belonging to the low-income segment of the society, HBFC has launched Ghar Pakistan which is the first fixed-rate housing finance product in the history of the country. It is pertinent to mention here that the aforementioned product offers the lowest interest rate in the country. Not only this, it proves to be a milestone towards providing affordable housing to the low and low-middle income population of Pakistan. Other than that, HBFC is trying to enhance and quicken its services towards providing mortgages to reduce the huge demand and supply gap of housing units in the country.&nbsp;Eligibility Criteria:&nbsp;- All Pakistani nationals holding valid CNIC&nbsp;- First-time homeowner

Overview

HBFC-Logo.svg

Get your dream home or renovate the existing one with Home Building Finance Company Limited (HBFC) home loan. Check out various home financing plans of Home Building Finance Company Limited (HBFC) and make your dream come true.

Disclaimer

Disclaimer