Features and Benefits
It is pertinent to mention here any additional documents may be required by the bank.
Some/all features and benefits may not be applicable on every application, as each case may differ, allowing banks to offer more or less from the aforementioned list.
JS Bank Limited (JSBL) is a Pakistani commercial bank headquartered in Karachi, Pakistan. The bank is an exclusive majority-owned subsidiary of JS Group. Established in 2007, it was the result of the merger of two mega corporations - Jahangir Siddiqui Investment Bank Limited and American Express Bank. In FY 2020, the bank had total revenue of PKR 16.45 billion and closed the year with total assets of PKR 532 billion.
JS Bank Limited not only operates branches across Pakistan but also holds an international branch in Manama, Bahrain. It aims to be a world-class bank by delivering innovative financial services to its customers with the help of a motivated team of professionals, supported by the latest technology. Other than that, it maintains high ethical standards by creating value for all their stakeholders and contributing to society through responsible and sustainable development. Furthermore, it maintains the long-term entity rating of AA- (Double A Minus) by the Pakistan Credit Rating Agency Limited (PACRA) while its short-term entity rating was ‘A1+’ (A-One Plus).
Moving forward, JS Bank in collaboration with Ghar Apna - Markup Subsidy Facility (Home Loan) offers affordable and convenient options to fulfil your dream to buy (of ready property) or buy and construct on a plot, housing unit.
- All cities of Pakistan where the bank has a branch
- An individual can utilise this subsidised housing finance facility only once.
- Age of Applicant / Co-applicant should be between 25 to 60 years
- Monthly Income should be a minimum of PKR 25,000 per month net disposable income