Standard Chartered Bank Home Financing

Product Type

Mera Ghar Mera Pakistan


Tier 1

Employment Status


Property Price

1.50 Crore

Down Payment

45 Lakh

Loan Period

240 Months

Loan Calculations

Monthly Installments
PKR 103,774
Property Value
PKR 15,000,000
Down Payment
PKR 4,500,000
Loan Amount
PKR 10,500,000
Kibor + 3%
Loan Type

Features and Benefits

Affordable & easy repayment plan
Helps in construction on a plot you already own
Allows you to expand or extend your existing Housing Unit
Enables you to purchase as well as the construction on the plot
Enjoy a 5% rental rate for the first five years
Purchase of House / Flat
Hybrid mark-up rates (Fixed & Floating)
Financing Up to PKR 10 Million
Property Insurance
Offered across the country
Purchase of a complete residential property (Apartment/Flat/House)
Enjoy up to 80% financing of the property value


It is pertinent to mention here any additional documents may be required by the bank.

Required Documents

Computerised CNIC/Copy
Proof of income documents
Copies of property documents/ Details of property
Salary Slip/ Bank Statement
Employment Letter
Passport size coloured photographs of the applicant, co-applicant(s), & guarantor(s)
Latest 4-month salary slip (for salaried persons)
1-Year Bank Statement (for self-employed professionals)
Application form
Documents of all financing facilities the borrower availed from the banks/DFIs
Business /employment proof
Currently paid utility bills (Home and Office)
Proprietorship Letter/Account Certificate mentioning the name (for self-employed)


Some/all features and benefits may not be applicable on every application, as each case may differ, allowing banks to offer more or less from the aforementioned list.


Everyone wants a future that is marked by progress and innovation, but every dream can only be achieved if it is built upon the values you cherish the most. To help materialise your dreams, Standard Chartered Group has launched Standard Chartered Saadiq Berhad — an Islamic subsidiary on 12 November 2008.

With a footprint in over 70 countries, Standard Chartered is committed to giving you world-class Islamic solutions for all your financial needs. With its team working with renowned scholars, the bank’s aim is to combine Shariah expertise with a strong business acumen. Moreover, to ensure all its products fall in line with the Shariah guidelines, it enables the citizens to build the home of their dreams by providing loans at affordable interest rates and easy payment plans.

Eligibility Criteria:

  • Nationality: Pakistani
  • Cities: Karachi, Lahore, Islamabad/Rawalpindi
  • Age: 25 to 60 Years for Salaried personnel & up to 65 Years for Self-Employed people
  • Income: PKR 50,000 (Salaried), PKR 75,000 (Self Employed)