D12 /G13 or G14 for investment

Assalam o Alaikum,

I am NRP and seeking expert opinion regarding investment in D12, G13 and G14. Can anyone educate me on the pros and cons of the above sectors. I also heard that plots in G14 are not under CDA, is that true? I want a secure investment and don't want to deals with frauds etc etc. I will really appreciate any thoughts on my question. Thanks in advance.

Walikum salam Dear Mr Khan,

All of above mentioned sectors are government sectors. In g-14 right now only sector G-14/4 is in possession.If you want secure and safe investment then D-12 G-13 and G-14/4 all of them are 100 percent secure as its under possession and already populated.

@Syed,

Thanks for the feedback. Would you consider G13 or D12 for investment. Which sector would you prefer for building a house? Which sector would be a right choice for building a house and then collecting rent from it?

Thanks for your feedback in advance.

Dear Khan,

I think right now both are excellent options to build a house but I would prefer G-13 as it has an excellent location. Just check this out.

Location plan map, Islamabad.

I think G-13 is best for living.

right now g -13 is better as its populated location is also good plus its price wise affordable. specially sector g-13/4 is better one for living and rental purpose both as its very close to kashmir highway and near most to islamabad sectors.

Both G-13 and D-12 are good.

G-13 for immediate living, relatively cheaper, closer to city, Kashmir highway, relatively lesser rental income compared to D12

D-12 for living after 2-3 yrs, expensive but will give higher rentals too, close to planned Margalla Avenue, beautiful location in front of Margalla Hills, will offer high end elite neighborhood.

In terms of price difference, D-12 will always be expensive than any of the new sectors.

Overall, current prices for both sectors are inflated if judged on value for money as there are question marks on provision of utilities like water, gas etc.

Very Slow pace of construction.

My conservative assumption would be that these sectors will mature/fully populate:

G-13 in 2-3 yrs D-12 in 3-5 yrs

Thanks everyone for sharing your knowledge and experience.

Thanks a bunch everyone.

But if you want to invest for medium to long term (i.e. 4 to 10 years), then perhaps G-14 (undeveloped) and E12 (also undeveloped) are the right options because prices are about 40-50% less in G-14 compared to G13 and in E-12 compared to D12.

If and when these sectors are developed, the prices will come near to the developed sectors i.e. G-14 price will be near G13 and E12 price will be near D12. But this may take a long time.

These are just my views, may be some more experienced members can comment on my views. Financially if someone has ready cash perhaps it is better to buy in G13 or D12 because of rental income instead of G14 and E12 but rent at this time is not very high even in G13 and D12.

If you want a reasonable rental income, then the main sectors are good but the investment is so high that the return on investment is low.

What’s the location of D 12, and wt’s its status now?

The prices in G-13 and D-12 are already very high and for investment I do not think these two sectors are best options but these sectors are considered very safe though. In G-13 a 30*60 size good location plot is around 6.5 million and I think around 7.5 million in D-12 so there is lesser margin left.

G-14/3 is best option if some one wants to investment in CDA sectors. E-12 is also good option. So I am totally agreed with PK1.

Kamran bhai,

What is a better option between G-14/3 and E12 and why?

Hm, tough question! No one can predict here in Pakistan. The mafia is so strong and it is impossible to say any thing. I only guess and my guess is that G-14/3 development will start before E-12.

Kamran is right, no one knows for sure. But for G14/3,2,1 former Housing minister Faisal Hayat did a lot of effort to approve the compensation bill for 'Built up Property' and it was in the final stages of approval, however am not sure if there's been any further development on that.

E-12 there is no strong evidence of development in near future. My guess would be that development may not start even in next 5 yrs.

G14/3 and then 2 and 1 will be developed before E-12.

But an important factor to consider is, G14/3,2,1 prices will match G14/4 prices after completion of development, whereas E-12 prices will be at par with D-12.

So there is higher risk/long term for E-12 and higher returns, lower risk/lesser term for G-14/ 3, 2, 1.