What best option under 30 to 40 lacs in isb/rwp

Hi,
I have following two options feedback is required from experienced persons.
1- i can manage 3 to 3.5 million i can got to 4 million by borrowing some amount.
In this range i am seeing option in jinnah garden and dha phase iii(block g etc)

2-i have plot in bahria orchard i can sale it(unfortunately if i sale it now it will be in loss) and by adding that money i can manage 5 million.

My first preference is to buy where i can build house in next 1,2 years if not then investment should by at least as much profitable as of inflation rate i dont want to put my self like currently in bahria orchard where i bought at 18 lac and if sale now it would be around 15, 16 lacs.
That is why i asked for option in 3,4 because i want to hold more but if there is option in 5 million which can cover my losses then i can sale it on loss.

My personal bias is towards jinnah garden because its accessible from ih and dha iii is looks very long term investment.

Its all i had you can say thats all money i can afford after that i would b totally empty and will be relying only on my salary.

Can you guys give some good suggestion based on your experience.

I am not an investor but just trying to secure future and want to relocate if possible.

Thanks in advance for the suggestion.

@imtiaz, @abdul qayum, @khalid