I have a budget of 9 Million PKR and I want to invest for a minimum period of 9 months and maximum 12 months (I will need some part of money for some essential reasons after a year).
I need advice as to: BEST options to invest this amount which can give maximum return and don’t want too high risk which can’t be liquidated easily because as I said I need to re sell in 9-12 months.
Some options as per my research and experience that I shortlisted: Also mentioned some concerns along each option:
- Bahria Enclave B1 possession plot (5 marla=26*45), 1 plot in around 85ish range
Concern: It can give better returns than N, G, H, I because of better development, completely residential and well populated as well as less supply left of 5 marla, BUT may be I think rate of return would be equal or less to cheaper blocks, may be 5 marla at 10 Million or more might not make sense 9 months later in BE? or if it gives equal reward to say 70 lac plot after a year in BE, why lock 8.5 million?
- Naval Anchorage L Block, possession plot (so called 5 marla=2545), 1 plot in around 85-90 lacs ((generally in G block in NA, 5 marla plots are 2550)
Concern: Plot size is smaller by NA perception, these L block 5 marla plots are very few, just one side of one long street and not very ideal background/location, so may be people would not want to purchase, but then they are cheapest possession plots in NA.
- 7 Marla (30*55) plot in Safari valley Phase 8, Bahria Town Rwp, any block (80-85 lacs)
Concern: 7 Marla I think has less demand than 5 marla and safari valley in general and bahria phase 8 (possession areas) in specific seem to have saturated, also supply is much more so I don’t think the gain can match BE or NAI.
- Naval Anchorage G block Extension, Non-Possession Plot, 5 Marla (25*50) in around 9 Million too
Concern: Dealers etc argue they will be given possession in maximum 1 year, work seems to be slow and I have fear of liquidity in this option but might give better returns, it is 25*50, with 40ft wide streets and underground elec, unlike normal G block possession plots. Non possession means only mainly investors will buy, also L block possession option mentioned above might be preferred in same range?
THESE 4 are my top 4 best options,
- Any other option you can recommend keeping in view my requirements please?
Would be really grateful to all experienced pros out here. Detailed responses with reasoning would be helpful. Thank you!