The recently launched Apna Ghar scheme by the Government of Punjab has attracted a lot of attention by the low income groups of the province. Apna Ghar is an extension of Ashiana Housing Project, which targets the homeless and poor families of Punjab. The Government of Punjab has asked for the applications to be submitted latest by December 22, 2014.
As claimed by the authorities, Ashiana Housing is so far the biggest residential project targeting the low income strata of the people living in Punjab. A couple of days ago, the PM of Pakistan approved the development of a company for the construction of low-cost Ashiana homes. In the first phase, some of these flats will be built in Ashiana Iqbal, Barki Road Lahore. The project features schools, parks, wide roads, a health club, commercial area, masjid and a community centre.
Who can apply for Apna Ghar?
To apply for Apna Ghar, the applicant has to meet the following requirements:
• Has an NIC of Punjab
• Has a combined monthly family income of less than PKR 50,000
• Does not own a plot or house
• Is younger than 55 years
• Has never been allotted a house or plot by the Government of Punjab
Price and payment plan of Apna Ghar
The starting price of these flats is PKR 1,199,000, which can be submitted in an instalment plan that spans 10 years. The details are as follows:
|Area||No. of Beds||Total price||Down payment||Monthly instalment (10 yrs)||Application fee(non-refundable)|
|500 sq ft||1||PKR 1,199,000||PKR 239800||PKR 7,993||PKR 800|
|600 sq ft||2||PKR 1,399,000||PKR 279,800||PKR 9,327||PK-R 900|
|700 sq ft||2||PKR 1,599,000||PKR 319,800||PKR 10,660||PKR 1000|
Where to get the Apna Ghar application forms from?
The application forms can be obtained from all branches of Bank of Punjab free of cost. For further information and to download the application form, visit www.pldc.gop.pk or give a call on helpline of Ashiayan Housing Project; 042-111-92-11-92.
Lucky Draw for Apna Ghar alottees
After receiving applications against the non-refundable processing fee, successful applicants will be chosen through a lucky draw, which, as claimed by the authorities, would be transparent. The date of the lucky draw would be announced through print advertisements.
Down payment amount for Apna Ghar
The successful applicants will then be required to submit an amount ranging between PKR 239,800 and PKR 319,800 as down payment. There would be a deadline for submitting down payment, the applicants, therefore, should arrange the down payment amount in case they get lucky enough to claim their apartment in Government of Punjab’s Apna Ghar scheme.
A request in the end
People in Pakistan are familiar with the back alleys that lead them to get certain benefits, which is precisely the reason why many such projects in the past failed. Such schemes are meant for people who might otherwise would never be able to have a home of their own.
So Zameen.com requests all readers to help the government provide homes to the needy by not applying for Apna Ghar if you don’t qualify for it.